Hong Leong Mooncake Festival Promotion

Today is the first day of eighth month in Chinese lunar calendar and it is exactly two more weeks to Mid-Autumn Festival. Hong Leong Bank (HLB) is having its Mooncake Festival Promotion from today until 8th September 2014. 62 selected HLB branches will have open house for customers to enjoy fun activities during the promotional period.

50% Cash Back on First Swipe with Hong Leong Debit Card

From 8th August 2014 until 30th June 2015, new Hong Leong Debit Cardholders are entitled to get 50% cash back on first swipe with your new debit card! The promotion is open to selected new Hong Leong Debit Cardholders only, who are Malaysians and have received a SMS from Hong Leong Bank (HLB).

Hong Leong PEx Duit Raya Campaign

Hong Leong PEx lets you send money to anyone with just their mobile numbers. From 28th July to 26th August 2014, there will be zero PEx service and for every PEx transaction to each unique mobile number, sender will get RM 1 rebate. The campaign is open to all customers of Hong Leong Bank and Hong Leong Islamic Bank who have or yet to register as Connect users.

Hong Leong The Store & Pacific Cards

The Store is a leading operator of supermarkets, departmental stores and hypermarkets in Malaysia. It is also the oldest existing supermarket cum departmental chain in Malaysia. It is recognized as the largest supermarket and departmental chain by The Malaysia Book of Records, with 51 supermarkets & departmental stores established in every state of the Peninsular Malaysia. Pacific is a subsidiary wholly-owned by The Store, with 7 outlets operating as hypermarket and departmental store.

Hong Leong Connect PEx

Hong Leong Connect Payment Express (PEx) lets you send money to anyone without asking for their bank account details because you can send money with their mobile phone numbers, just like CIMB Clicks OctoSend and Maybank Cardless Withdrawal.

Mach Signature Card

Mach Signature Card is the ultimate travel card recently launched by Hong Leong Bank. From 5th May until 31st July 2014, first one thousand successful applicants will be entitled for complimentary airport transfers to any one of the specified local or overseas destinations and 10000 MAS Enrich Miles. Let's go through the features that make Mach Signature Card the ultimate card for frequent travelers.

Hong Leong 12-month FD Step Up Rate Promotion

Hong Leong Bank started its operation in 1905 in Kuching, Sarawak under the name of Kwong Lee Mortgage and Remittance Company. In Year 2011, Hong Leong Bank completed the merger with EON Bank Group. The merger effectively transforms the bank into a banking group of more than RM 145 billion in assets and an expanded network of 329 branches nationwide.

Hong Leong Debit Card Balik Kampung Promotion

In conjunction with the upcoming CNY holidays, Hong Leong Bank is having a "Balik Kampung" promotion for its Debit Card, starting from 15th January until 30th April 2014.

Just swipe with your Hong Leong Debit Card or Touch 'n Go Zing Debit Card and stand a chance to win a SmartTAG. There are a total of 100 SmartTAG up for grabs. Each Cardmember is only entitled to win 1 SmartTAG. Cardmembers are automatically entitled to earn unlimited number of contest entries based on the following criteria performed during the promotion period:

Criteria	Contest Entry
Every RM 50 spent in a single receipt with Hong Leong Debit Card	1 Entry
Every RM 50 auto-reload into a Touch ‘n Go Zing Debit Card	5 Entries
Apply for Touch ‘n Go Zing Debit Card (Linked to Hong Leong Debit Card)	20 Entries

For the second promotion, you just need to pump petrol for a minimum of RM 50 in a single receipt with your Hong Leong Debit Card to get 10% cash back in the following petrol stations:

1. BHP
2. Caltex
3. Petron
4. Petronas
5. Shell

The cash back is capped at RM 5 per receipt and a maximum of RM 50 per Cardmember throughout the promotion period. Total cash back payout is capped at RM 80000 throughout the promotion period on a first-come-first-serve basis. The cash back will be credited into the Cardmembers’ CASA no later than 31st July 2014.

This is a great promotion especially for those who are travelling back to hometown during the CNY holidays. With Hong Leong Debit Card, You can get 10% cash back for petrol purchase and stand a chance to win a SmartTAG worth RM 120 at the same time.

Hong Leong Bank FD Promotions

Chinese New Year is getting nearer and nearer. Hong Leong Bank is now having a series of FD promotions to celebrate the upcoming Year of Horse. Greet the new year with high FD rate and usher in good fortune.

The first promotion is a 6-month step up bundle FD with up to 3.68 % p.a. interest rate. The minimum FD placement amount is RM 5000 and the maximum amount is up to RM 1000000. 8% of the FD placement amount will need to be deposited into CASA and earmarked for 3 months. The effective interest rate for the FD promotion is 3.43% p.a. and the promotion is valid until 28 February 2014 or upon reaching the fund size of RM 800 million, whichever comes first.

On 13, 15, 16, 20 & 21 January 2014, selected Hong Leong Bank branches are extending banking hours from 4.30pm to 8.00pm to reward eligible customers with 24K gold-plated horse figurine. To be eligible for the gift, customers are required to deposit fresh fund of RM 38000, RM 68000 and RM 138000 into their CASA and earmark for 3 months. Once customers take up this offer, they can also enjoy 6-month FD of 3.80% p.a. The minimum FD placement amount is RM 5000 and the maximum must not exceed the CASA earmarking amount. FD and CASA placement must be made concurrently.

Hong Leong Mach FD gives you a high interest rate of 3.70% p.a. on your 6-month FD from 8th January to 28th February 2014 or upon reaching RM 150 million fund size, whichever comes earlier. The promotion is open to all new and exisint Mach individual FD customers. Minimum placement amount of RM 1000 and maximum amount of RM 250000 is required to be deposited into Mach FD to order the promotional rate.

Hong Leong TRANSFORMERS Debit Card

In the recent years, the banks have been launching Debit Cards with famous cartoon characters or logo to attract more customers. The popular ones are Hong Leong Hello Kitty Debit Card and Maybankard Superman Debit Card. Now you can get the exclusive TRANSFORMERS Debit Card when you open a CASA with Hong Leong Bank.

From 6th October to 28th February 2014, if you perform below transactions with Hong Leong Bank, you could also stand a chance to win a 3 days 2 nights family trip to Resorts World Sentosa Singapore.

Criteria	Contest Entry
Open new CASA with minimum deposit of RM 1000 and apply for a TRANSFORMERS Debit Card	20 Entries
Upgrade ATM Card to a TRANSFORMERS Debit Card with a minimum deposit of RM 300 into CASA	10 Entries
Every incremental deposit of RM 1000 into an existing CASA	1 Entry
Every RM 30 spent in a single receipt with any HLB Debit Card	1 Entry

There are also early bird gifts of limited edition TRANSFORMERS merchandise for eligible customers. Minimum deposit needs to be placed into your CASA and earmarked for 3 months. If the earmarked amount is cancelled, removed or released in less than 3 months, you will be required to pay for the penalty fee per below table:

Gifts	Minimum Deposit Amount	Penalty Fee
TRANSFORMERS Zipper Pouch (Blue or Yellow)	RM 3000	RM 20
TRANSFORMERS Sling Bag	RM 10000	RM 60
TRANSFORMERS Umbrella	RM 10000	RM 70

In my opinion, this card looks great and really worth to be a collection. To apply, just visit your nearest Hong Leong Bank branch today.

Hong Leong 6-month Step Up Bundle FD

Besides the Mach FD, Hong Leong Bank brings you another 6-month Fixed Deposit Step Up Rates bundle with Current Account or Savings Account (CASA) promotion from 1st October 2013 until 31st January 2014, or upon reaching fund size of RM 500 million, whichever comes first.

This FD promotion is open to all new and existing customers including Malaysian and non-Malaysian Residents and Non-individual customers. The promotion is applicable for fresh fund only. The minimum placement amount in FD and CASA is as follows:

Types of Customers	FD Placement Amount	Deposit Amount in CASA
Mass/ Non-PB	RM 10000 to RM 1000000	5% of FD Placement Amount (earmarked for 3 months)
Priority Banking (PB)	RM 50000 to RM 2000000

The promotional interest rates for 6-month FD Step Up Rates are as follows:

	Month	1st to 2nd	3rd to 5th	6th
Mass/Non-PB	Interest Rate (p.a.)	3.10%	3.20%	4.00%
Priority Banking	Interest Rate (p.a.)	3.10%	3.20%	4.50%

Eligible customers are required to deposit the stipulated amount into one of the following CASA:

1. Hong Leong Basic Savings Account
2. Hong Leong Savings Account
3. Hong Leong Senior Savers Savings Account
4. Hong Leong One Account
5. Hong Leong Pay & Save Account
6. Hong Leong SmartLink Account
7. Hong Leong Basic Current Account
8. Hong Leong Current Account

Besides, Non-PB customers are entitled for the Early Bird Specials on first-come-first-served basis. First 200 customers with minimum deposit of RM 300000 in FD and RM 18000 in CASA are eligible to get a pair of Universal Studios Singapore One Day Pass (worth SGD 148).

New and existing Non-PB Individual customers who are primary accountholders and Malaysian will automatically qualify to participate in the following contest. Daily cash prize of RM 1000 will be given away to one winner on weekdays (Mondays to Fridays), excluding Public Holidays. 

Every deposit of RM 10000 per FD receipt entitles customers to earn one contest entry. Customers' Account must remain active with a minimum qualifying balance of RM 10000 in FD and RM 600 in CASA from 31st January until 31st March 2014, else customers will be disqualified from the contest.

The effective interest rates for the FD are 3.12% p.a. for Non-PB and 3.20% p.a. for PB. The rates are actually quite low. You can get better rates with Mach FD.

Mach Fixed Deposit

Mach Fixed Deposit Account by Hong Leong Bank (HLB) is a fixed deposit account which allows account creation, placements and withdrawals to be performed via HLB online banking, Hong Leong Connect. HLB had recently revised and improved its Mach FD interest rate to be more competitive.

Mach FD is only applicable for individuals, either personal or joint, who are holders of a Hong Leong Money Box Deposit Account. Mach FD will be linked to customer’s Money Box. Interest earned shall be credited on a monthly basis into the Money Box at the end of each month.

Placement of a fixed deposit must be made according to the following tenures; 1 month, 2 months, 3 months, 6 months, 9 months and 12 months. Minimum placement required is RM 5000 for 1-month FD tenure and RM 1000 for FD with tenures of 2 months or more. No fixed deposit receipt will be issued but the FD account activities will be reflected in customer’s Money Box monthly statement.

Withdrawals can only be performed via Hong Leong Connect. Partial withdrawals are allowed with condition that the FD account must be 6-month tenure or more and with minimum principal amount of RM 10000. Minimum partial withdrawal is RM 3000 and in multiples of it. Amount withdrawn shall be credited to customer’s Money Box.

Mach has been operating its first branch out of Klang Valley in Gurney Paragon, Penang since end of July 2013. All new and existing customers who open FD account Mach Gurney Paragon Penang Branch are eligible for Mach Fixed Deposit 3 Months at 3.55% p.a. promotion. The campaign started on 24th July 2013 and ends on 31st October 2013 or upon receiving RM 100 million. Customers are required to deposit a fresh fund of minimum RM 10000 and maximum RM 100000 to enjoy the promotional FD interest rate.

Hong Leong FD Bonus Interest with Credit Card Application

In addition to the Fabulous FD promotion, Hong Leong is concurrently having another promotion, known as 3% p.a. Additional FD Interest Bonus on FD Placement Credit Card Campaign. The promotion started from 1st July and ends on 30th September 2013.

The promotion is open to all customers who performed the FD placement and sign up with HLB Credit Card during the campaign period. The following customers are eligible to participate:

1. Must be Primary FD account holder with new FD placement of RM 10000 and above on these 2 products, 3 months conventional FD and Fabulous 3 months FD bundling with CASA promotion at 3.3% p.a. 
2. Do not currently hold any valid principal HLB Credit Card and are successfully issued with new principal HLB Credit Card such as Hong Leong Visa and MasterCard Credit Card, but excluding Classic, INGIAFAM, ACCCIM and AMEX Card.

Note: Only valid for credit card application during Campaign Period and credit card approved latest by 31st October 2013 and activated.

The bonus interest will be credited into the cardholder’s credit card account within 45 working days
upon the maturity of the FD placement. The bonus payout is computed based on the first RM 10000 of the FD placement only, regardless of the FD placement amount which may be more than RM 10000.

The cardholder needs to perform 1 retail swipe within 45 days from the HLB Credit Card approval date to get first year annual fee waiver and RM 50 cash rebate which will be credited into the credit card account. If you still do not have a HLB Credit Card, it's a very good time to apply for it.

Hong Leong Islamic Term Deposit-i Promotion

Hong Leong Islamic Bank is back with Term Deposit-i promotion, starting from 1st July and ends on 31st August 2013 or upon reaching RM 500 million funds, whichever comes first. The campaign is open to all new and existing Individuals including Malaysian and non-Malaysian Residents and Non-individuals customers.

The promotional HLTD-i rates are offered for 6-month, 9-month and 12-month tenures as follows:

Tenure	Profit Rate
6-month	3.30% p.a.
9-month	3.40% p.a.
12-month	3.50% p.a.

The placement must be from new fund with minimum deposit amount is RM 10000 and maximum is RM 1000000 per customer (RM 2000000 for Priority Banking customer). 

The profit rate for this promotion this time is lower than that of the promotion earlier this year.

Hong Leong Fabulous FD Bundle with CASA

It's already second half of Year 2013 and the banks are starting another round of promotions for FD. This time, Hong Leong Bank brings you the Fixed Deposit bundle with Current Account or Savings Account (CASA) promotion from 1st July to 31st October 2013. This is a 3 month tenure FD with interest rate of 3.30% p.a.

This FD promotion is open to all new and existing customers including Malaysian and non-Malaysian Residents and Non-individual customers. The promotion is applicable for fresh fund only. The minimum placement amount in FD and CASA is as follows:

Types of Customers	FD Placement Amount	Deposit Amount in CASA
Mass/ Non-Priority Banking	RM 10000 to RM 1000000	5% of FD Placement Amount (earmarked for 3 months)
Priority Banking	RM 10000 to RM 2000000

Eligible customers are required to deposit the stipulated amount into one of the following CASA:

1. Hong Leong Basic Savings Account
2. Hong Leong Savings Account
3. Hong Leong Senior Savers Savings Account
4. Hong Leong One Account
5. Hong Leong Pay & Save Account
6. Hong Leong SmartLink Account
7. Hong Leong Basic Current Account
8. Hong Leong Current Account

Besides, you are entitled for the Early Bird Specials on first-come-first-served basis. Each customer is only eligible to 1 early bird gift. Notification will be given in the event the gifts are out of stock by way of posting on HLB’s website.

Qualified customers shall collect the Water Bottle with Tea Strainer on the spot from the home branch once the FD and CASA placement has been made. Whereas, qualified customers will be notified by HLB by phone no later than 31 January 2014 to collect the Takada Halogen Cooker from the home branch respectively.

The effective interest rate for the FD is 3.15% p.a. It's actually quite low. The only good thing is that you can get the early bird gift from the bank while stock lasts.

Hong Leong Pay & Save Account

Hong Leong Bank's Pay & Save Account is the first CASA that gives you up to 3.1% p.a. interest when you pay your bills. You will get paid when you make e-Payment for utilities, phone, Astro, Credit Card, Housing Loan, Car Loan or even Personal Loan. For the e-Payment, you can either sign up for a Standing Instruction, perform IBG or online bill payment.

This is the savings interest rates for Pay & Save Account:

Balance Range	Interest Rates
Up to RM 1000	0.00% p.a.
Up to RM 20000	0.45% p.a.
Up to RM 100000	0.90% p.a.
Above RM 100000	1.20% p.a.

Interest is calculated and accrued daily based on each day’s end-day balance and credited on the last day of every quarter into the Account (i.e. 31 March, 30 June, 30 September and 31 December). Interest will only be paid for daily account end day balances of more than RM 1000.

You can get e-Xtra interest when you make more e-Payments. Interest is calculated monthly and credited in the following month.

No. of bills/ loans paid successfully per month	Interest Rates
1 -3	0.25% p.a.
4 -6	0.50% p.a.
7 -9	0.75% p.a.
10 -14	1.00% p.a.
15 and above	1.90% p.a.

e-Payments that are eligible for the e-Xtra Interest are defined as follows:

No.	Eligible e-Payments	Debit From	Minimum Amount
1	Credit Card	Account	RM300
2	Housing/ Car/ Personal Loan	Account	RM300
3	Others            Utilities            Phone            Astro            Insurance            Bill payments to registered payee corporations listed in Hong Leong Connect, ATM and IVR	Account/ Debit Card	RM100
4	IBG via online	Account	RM100

Enjoy 10%p.a. Bonus Interest when you use this account for salary crediting via Hong Leong e-Payment Service (Payroll Account). Bonus Interest is awarded for 5 days only from day 1 to 5 end day balances based on the first salary, bonus, allowance or medical claim credited into the account every month via the HL Payroll Account.

Besides, you can get a Free Debit Card + Free Touch'n Go Zing Debit Card (applicable for first year only), free bi-monthly statement (no passbook issued) and an optional cheque book.

From 1st July until 30th September 2013, if you deposit fresh fund of RM 5000 and earmarked for 4 months, you can get  an early bird gift, the Thermos Tumbler. The gift is limited to 1 per customer and on first-come-first-served basis. A penalty fee of RM 50 is chargeable in the event the earmarked amount is released in less than 4 months.

Hong Leong CASA Perfect Home Living

Hong Leong Bank (HLB) has just started a new promotion called CASA Perfect Home Living today. Deposit with Hong Leong Bank from 1st July until 31st October 2013 and stand a chance to take home a Sony LED TV plus Home Theatre Set!

The promotion is open to all HLB Individual customers who are Malaysians and Non-individual customers who are Primary Account holders of a CASA/i, excluding Private Banking customers. The new and existing account holders of below accounts are eligible for the campaign:

1. Hong Leong Basic Savings Account
2. Hong Leong Savings Account
3. Hong Leong Basic Current Account
4. Hong Leong Current Account
5. Hong Leong Junior Savings Account
6. Hong Leong Senior Savers Savings Account
7. Hong Leong One Account
8. Hong Leong SmartLink Account
9. Hong Leong Pay&Save Account
10. Hong Leong Junior Savings Account-i *
11. Hong Leong Current Account One-i *
12. Hong Leong Multi-tier Savings Account-i *

Note: *Denotes Accounts offered by Hong Leong Islamic Bank

This is how you could earn contest entries for the grand prize based on the following criteria:

Criteria	Contest Entry
Open a new account with a minimum deposit of RM 1000	20 Entries
Every incremental deposit of RM 1000 into an existing account	1 Entry
Every RM 30 spent in a single receipt with HLB/HLISB Debit Card	1 Entry

There are also early bird gifts redeemable by customers on first-come-first-served basis. Each customer is only eligible to 1 early bird gift, with deposit of fresh fund earmarked for 4 months.

A penalty fee of RM 30, RM 150 and RM 800 is chargeable for Teddy Bear Coin Box, Bladeless Fan and terraBOT neo Robotic floor cleaner respectively in the event the earmarked amount is released in less than 4 months. Don't wait any longer, visit your nearest Hong Leong branch today to redeem the early bird gift!

Hong Leong FD & Junior FD Promotion

Other than the Priority Banking Premium FD Promotion, Hong Leong Bank also launches FD promotion and Junior FD promotion at the same period, which is from 6th March to 30th June 2013.

This FD promotion is open to all new and existing customers including Malaysian and non-Malaysian Residents and Non-individual customers. The promotion is applicable for fresh fund only. The FD promotional rate and the eligible FD Accounts are as follows:

Tenure	Promo Rate	Participating Account	FD Placement Amount
12 months	3.75% p.a.	HL Conventional FD HL Senior Savers Flexi FD HL Flexi FD	RM 10000 – RM 1000000

For the Junior FD promotion, customers are required to open or have a 3-in-1 Junior Account that comes with Junior Fixed Deposit, Junior Savings Account and Junior Debit Card, and make a new placement into the Junior Fixed Deposit account for 24 months during the promotion period.

Minimum RM 1 is required to open a Junior Savings Account. Issuance fee for Junior Debit Card is RM 8 per Customer. First 500 customers who apply the Junior Debit Card during the promotion period are free of charge, on first-come-first-serve basis. Notification will be given upon reaching 500 Customers by way of posting on HLB’s website.

The promotional FD rate is offered on a step up basis for 24 months, with a total of 2 cycles and 12 months tenure in each cycle as follows:

Tenure	1st Cycle	2nd Cycle	FD Placement Amount
12 months (2 cycles)	3.85% p.a.	3.95% p.a.	RM 1000 – RM 1000000

Both FD and Junior FD customers are automatically qualify to participate in the Sweet Deals Contest to stand a chance to win a Mazda 3.