Cheryl Shops

Confession: I am terrible at saving money. You might be thinking, "Well, you write a blog called Cheryl Shops, so duh," and you'd be right—I do indeed like to shop, but I don't spend money I don't have...it's just that I spend what's there. And I since I have a healthy six figures already in my retirement account, perhaps a more accurate statement is I'm terrible at budgeting, which is indeed true. But while my retirement savings are on the healthy side, my personal savings are…not. So one of my non-resolution resolutions for 2018 is to save more. Thankfully, I've discovered an incredibly easy, low-maintenance way to do it.