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I'm not missing the point at all (1.00 / 0) (#82)
by vicndabx on Thu Sep 23, 2010 at 04:29:35 PM EST
You believe you should be able to go to an out of network doc if you so choose and allow that doc to choose who to refer you to.  You trust your own doc more.  I don't disagree with that.  

What I don't buy is an insurer will send you to some quack to save a few bucks which is what you are implying.

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