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New Health Insurance Changes Take Effect | 87 comments (87 topical)

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I'm not sure point 3 is right (5.00 / 2) (#5)
by BDB on Thu Sep 23, 2010 at 05:47:32 AM EST
The proponents of the bill have always claimed it did that, but insurers can still cancel policies for fraud or misrepresentation on the application and that's how a lot of the policies got cancelled on those minor mistakes.  I had a case on this one - guy took one antidepressent pill and went to a few counseling sessions after he had to lay off his entire staff and lost his own job and insurer denied him coverage for his leg cancer claiming he'd lied on his application when he said he'd never had a mental illness.  They lost, but it was the fraud/misrepresentation analysis that they relied on to try to deny him his benefits.

I think the terms for (none / 0) (#80)
by Socraticsilence on Thu Sep 23, 2010 at 04:23:13 PM EST
recission have been restricted a ton (essentially only allowing for outright fraud) but I could be wrong.

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New Health Insurance Changes Take Effect | 87 comments (87 topical)

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