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Notifications

  • As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.

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Rural Saving Account Fees & Charges


SCHEDULE OF CHARGES FOR IDFC FIRST VISHESH/VISHESH ALSA/PARAM/PARAM ALSA/SHAKTI/PRATHAM (BSBDA)

 

Current Schedule of Charges:

IMPS charges (outward) FREE NEFT charges (outward at branches) FREE RTGS charges (outward at branches) FREE
ATM transaction Charges at IDFC FIRST Bank ATMs FREE ATM transaction Charges at Other Bank ATMs FREE Debit Card Issuance Charges FREE
Debit Card Annual Charges  FREE Debit Card Replacement /Re-issuance charges FREE SMS alert charges FREE
 Cheque book re-issuance charges FREE Cash deposit & withdrawal charges at branches (by number) FREE Cash deposit and withdrawal charges at branches (by value) FREE
Third party Cash deposit and withdrawal charges at branches FREE Stop payment of cheque charges FREE Cheque Return – Deposited FREE
 Cheque Return – Issued FREE Demand draft/ Pay order issuance charges at branches FREE Demand draft/Pay order cancellation/ revalidation charges FREE
Duplicate statement issuance charges FREE Duplicate Passbook issuance charges FREE Decline charges for insufficient balance at ATM FREE
Doorstep banking - Cheque & Document pick up - Adhoc Request FREE Balance Certificate issuance charges FREE Interest Certificate issuance charges FREE
Account closure charges FREE International ATM/ POS transaction charges FREE  Standing instruction set up charges FREE
Standing instruction failure charges FREE ECS return charges FREE  Photo attestation charges FREE
 Signature attestation chargess FREE Charges for retrieval of old transactional records FREE Charges for any deliverable returned by courier due to negative reasons FREE
Address confirmation charges FREE I-Pin Regeneration charges  FREE Debit Card Pin Regeneration charges FREE

 

 NON-MAINTENANCE CHARGES

Savings Account Name Average Monthly Balance (AMB) Charges for AMB non-maintenance - Monthly
IDFC FIRST VISHESH

 ₹5000

 AMB >= ₹2500/- to < ₹5000/-: ₹75/-

AMB < ₹2500/-: ₹200/-
IDFC FIRST SHAKTI (discontinued)  ₹100 ₹20/-
IDFC FIRST VISHESH ALSA Nil Nil
IDFC FIRST PARAM (discontinued) Nil Nil
IDFC FIRST PARAM ALSA (discontinued) Nil Nil
IDFC FIRST PRATHAM (BSBDA) Nil Nil


Disclaimer: With IDFC FIRST Bank Savings Accounts, enjoy Zero Charges on all Savings Account services. These services are being offered free in good faith, and in case of misuse of services, the Bank reserves the right to levy charges. Forex mark-up fee will be applicable on International ATM/POS/Debit card transactions. T&Cs are subject to periodic changes. All rights reserved.

Taxes at prevailing rates as per Government Rules shall be applicable over and above the mentioned charges. The charges as indicated above are subject to periodic revision.

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