Premium Metal
Zero Forex & Travel
Lifetime Free
10X Rewards
UPI Cards
Fuel & Utility
Showstopper
Credit Builder
More

Notifications

  • As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.

  • Activate your Credit Card within minutes and enjoy unlimited benefits

  • One FASTag, three payments:Toll, fuel and parking

    The only FASTag with triple benefits

Get FIRSTmoney Smart Personal Travel Loan

FIRSTmoney offers a range of benefits that cater to the needs of travellers seeking financial flexibility. With features such as ZERO foreclosure charges, multiple withdrawal options, monthly reducing interest rates, and an easy online application process, FIRSTmoney stands out as a smart choice to finance your travel dreams. Whether you need to purchase flight tickets, book accommodation, or even pay for sightseeing tours, it has you covered. So, what are you waiting for? Apply for a FIRSTmoney travel loan today and embark on your adventure! Read on for more

Features of FIRSTmoney Travel Loan

ZERO foreclosure charges ZERO foreclosure charges

ZERO foreclosure charges

goodbye to foreclosure charges and repay your outstanding amount whenever you want without worrying about additional fees.

Multiple withdrawals Multiple withdrawals

Multiple withdrawals

Borrow any amount over ₹5,000 up to the available credit limit. Once you repay the borrowed amount, you can withdraw more funds again.

Flexible loan repayment options Flexible loan repayment options

Flexible loan repayment options

Enjoy customisable loan EMI repayment options. Choose from flexible tenure options to suit your financial situation.

Swift disbursal Swift disbursal

Swift disbursal

Our advanced technology allows for a quick and paperless application process, ensuring swift disbursal of funds directly to your bank account.

Personal loan amount flexibility Personal loan amount flexibility

Personal loan amount flexibility

Either withdraw in full over or in parts ₹5,000 up to your credit limit. Pay interest only on the utilised amount.

Benefits of FIRSTmoney Travel Loan

Enhanced experiences Enhanced experiences

Enhanced experiences

Taking a travel loan online lets you to enjoy your dream holiday with a larger budget to afford once-in-a-lifetime experiences.

Relax and unwind Relax and unwind

Relax and unwind

An instant travel loan can give you and your family a much-needed break to relax without worrying about large upfront payments.

Avoid missed opportunities Avoid missed opportunities

Avoid missed opportunities

A tourist loan allows you to make the most of time-sensitive moments such as a music concert or sporting event.

Eligibility Criteria for Travel Loan

Employment: Salaried and Self-Employed Individuals Employment: Salaried and Self-Employed Individuals

Employment: Salaried and Self-Employed Individuals

Age - 21-60 years Age - 21-60 years

Age: 21-60 years

CIBIL Score*: 730+ CIBIL Score*: 730+

CIBIL Score*: 730+

* CIBIL Score is a 3-digit numeric summary of your credit history, derived by using details found in the ‘Accounts’ and ‘Enquiries’ sections on your CIBIL Report and ranges from 300 to 900. The closer your score is to 900, the higher are the chances of your loan application getting approved.

Required Documentation for Travel Loan

Video KYC Video KYC

Display your physical PAN card for Video KYC (VKYC) during the online smart personal loan application.

Display your physical PAN card for Video KYC (VKYC) during the online smart personal loan application.

Steps to Apply for a FIRSTmoney Travel Loan Online

Scan the QR code to apply for a travel loan

Step 1

Scan the QR code to apply for a travel loan

Register with your mobile number

Step 2

Register with your mobile number

Confirm basic details to check your eligibility

Step 3

Confirm basic details to check your eligibility

Choose your loan preferences and link your bank account

Step 4

Choose your loan preferences and link your bank account

Once verified, receive the loan amount in your account within 24 hours

Step 5

Once verified, receive the loan amount in your account within 24 hours

How FIRSTmoney can empower you

How FIRSTmoney can empower you

Travel Personal Loan

Embark on your dream adventures with an online personal loan designed exclusively for elite travellers like you. Whether you're planning a luxurious getaway, an exotic expedition, or a cultural exploration, a FIRSTmoney loan offers the financial freedom to turn your travel aspirations into reality.

With competitive rates and flexible terms, a FIRSTmoney smart personal loan empowers you to book premium accommodations, indulge in once-in-a-lifetime experiences, and create unforgettable memories without compromise. Apply for a travel personal loan seamlessly on an end-to-end digital journey and make Instant bookings without dipping into your savings.

Advantages of a FIRSTmoney smart personal loan for travel expenses:

  • ► Set up a credit limit with FIRSTmoney once and enjoy your travel the way you want with the multiple withdrawal facility.
  • ► Get instant access to funds, anytime, anywhere, in your bank account; 24x7, in just a single step.
  • ► Attractive fixed interest rate (on a monthly reducing basis), starting at 10.99 % p.a. 
  • ► No need for collateral or security deposit to set up a loan.
  • ► By responsibly managing your personal loan, you can enhance your credit profile, opening doors to even greater opportunities for future travel endeavours.

Emergency Personal Loan

In times of financial emergencies, FIRSTmoney smart personal loan stands as a beacon of stability and support. Instead of depleting your savings or tapping into your investment accounts, this smart personal loan enables you to preserve your financial reserves for long-term goals. Here's how our emergency loan can be a lifeline during uncertain exigencies:

  • ► Effortless online application process with complete digital verification - apply in 2 easy steps for an emergency personal loan online
  • ► Get the loan amount credited promptly to your bank account on the same day
  • ► No collateral requirement for emergency personal loans
  • ► Flexible loan repayment tenure of up to 60 months
  • ► Attractive fixed interest rate (on a monthly reducing basis) starting from 10.99% p.a. only
  • ► Safeguard your financial stability with this personal loan in the face of emergencies

Wedding Personal Loan

Make your wedding dreams a reality with our smart personal loan for weddings designed exclusively for those who deserve it the most. Rather than depleting your savings or resorting to high-interest credit cards, a FIRSTmoney smart personal loan allows you to maintain financial stability as you start a new chapter of your life. Here's how our loan can add value to your special day:

  • ► From venue rentals to catering costs and everything in between, FIRSTmoney offers up to a ₹10 lakh personal loan, allowing you to cover all aspects of your wedding expenses with ease
  • ► Completely paperless, quick and digital personal loan application process
  • ► One-time sanction with the facility to withdraw multiple times
  • ► Attractive fixed interest rate (on a monthly reducing basis) commencing at 10.99% p.a. only
  • ► No need for collateral or security
  • ► Enjoy flexible loan repayment terms extending up to 60 months

Medical Personal Loan

Medical emergencies often come with unexpected expenses and a personal loan can offer access to quick funds. With a FIRSTmoney smart personal loan, you have the financial flexibility to explore various treatment options, including specialists, alternative therapies, or out-of-network providers, ensuring that you can pursue the best possible care for yourself or your loved ones. FIRSTmoney – our smart personal loan for medical expense, offers invaluable support and peace of mind during medical emergencies. Here's how:

  • ► Can act as a top-up to your insurance for medical expenses
  • ► Cover unforeseen costs, such as ambulance fees, hospital stays, surgeries, and specialized treatments
  • ► Access funds anytime, anywhere to address medical bills, treatments, and medications without delay
  • ► No need for collateral or security to apply for the personal loan
  • ► Attractive fixed interest rate (on a monthly reducing basis) starting at just 10.99% p.a.
  • ► Tailor your payments to fit your budget and financial capabilities, providing additional peace of mind during a challenging time

Home Improvement Personal Loan

Renovating your home or any structural upgrades can put a significant financial strain on your savings and personal loan proves to be a reliable solution. Manage and plan your home improvement expenses depending on your needs with FIRSTmoney, our smart, instant personal loan. Apply for a personal loan online and get approved seamlessly. Use your credit limit as an when you need.

  • ► Can act as a top-up to your home loan
  • ► Can serve to pay for renovation and expenses in parts
  • ► Access funds anytime anywhere
  • ► No need for collateral or security to apply for this personal loan
  • ► Attractive fixed interest rate (on a monthly reducing basis) starting at just 10.99% p.a.

  

Instant Personal Loan Fees and Charges Instant Personal Loan Fees and Charges

Personal Loan for Travel - Fees and Charges

Enjoy competitive interest rates and minimal charges

FREQUENTLY ASKED QUESTIONS

What is a travel loan?

A travel loan is a type of personal loan specifically designed to cover expenses related to travel, such as airfare, accommodation, sightseeing, and other travel-related costs. These loans provide financial assistance to help individuals plan and enjoy their vacations without worrying about immediate out-of-pocket expenses. With a smart personal loans via FIRSTmoney, you can enjoy fundings up to ₹10 lakhs to cover your travel cost and repay them in easy EMIs with tenures of up to 60 months. 

What is the eligibility criteria for a travel loan?

The eligibility criteria for a travel loan generally include:

  • • Age: Applicants must be between 21 and 60 years.
  • • Employment: Salaried and Self-Employed Individuals
  • • Credit score: A good credit history, usually with a CIBIL score of 750 or above.

What is the interest rate on an IDFC FIRST Bank travel loan?

The interest rate on an IDFC FIRST Bank travel loan varies based on the applicant’s credit profile, loan amount, and tenure. The interest rates for FIRSTmoney loans start from 10.99% per annum. 

What is the tenure for a travel loan?

The tenure for a travel loan usually ranges from 2 months to 60 months. You can choose a repayment period that best suits your financial situation and repayment capacity.

Can you take a loan out for travelling?

Yes, you can take out a loan specifically for travelling. Travel loans are designed to finance your travel expenses, allowing you to plan and enjoy your trips without financial strain.

How do I apply for a travel loan online?

To apply for a travel loan online via FIRSTmoney:

1. Start by scanning the QR code or clicking loan from your smartphone.

2. Register using your mobile number and confirm basic/personal details to check your eligibility.

3. Select the loan amount of your choice starting from as little as ₹50,000 up to your full credit limit and choose flexible repayment terms.

4. Link your bank account where you wish the funds to be disbursed.

5. Complete the video KYC verification process with your physical PAN card. 

How much loan can I get as a travel loan?

The loan amount you can get as a travel loan depends on your income, credit score, and repayment capacity. FIRSTmoney loans range from ₹50,000 to ₹10 lakh with the flexibility to withdraw funds multiple times as when needed. The exact amount will be determined based on your financial profile and the lender's policies.

More FAQs