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Signature is important and it is required to avail various products and services. To upload your signature
1. Go to More
2. Select Customer Service Dashboard
3. Select ‘Savings/Current Accounts’
4. Select ‘Upload Signature’ to upload your signature.
That's easy! Follow these steps to track your service requests:
1. From the home page of the app, tap on "Customer Service" section
2. Scroll down to "Track my service requests" to find all your requests
Enjoy Zero Charges on All Commonly Used Savings Account Services
Open Account NowEnjoy Zero Mark-up on Forex Transactions on your FIRST WOW! Credit Card
Apply NowThe interest rates at IDFC FIRST Bank are regularly updated depending on market conditions. Refer to the table below to find out our current loan rates.
Product type | Rate of Interest (ROI %) |
Gold Loan | ROI starting from 9.75%* |
* T&C Apply
Refer to the table below to know applicable charges:
Description |
Fees/Charges |
GST Applicable |
Processing Fees |
Up to 1% of the Loan Amount |
Yes |
Gold Valuation Charges |
Valuation Charges per case is Rs 550/- |
Yes |
Stamp Duty |
As per the actual state norms |
No |
The above Schedule of Charges is subject to be revised from time to time by the Bank, as will be updated on the official website of the Bank.
Refer to the table below to know applicable charges.
Description |
Fees/Charges |
GST Applicable |
Bounce Charges |
₹500/- |
Yes |
Part Payment Charges |
Up to 2% of Part Payment amount if payment is made within 330* days of date of disbursement |
Yes |
Foreclosure Charges |
Up to 2% of principal outstanding amount if loan is closed within 330* days of date of disbursement |
Yes |
Late Payment Charges |
During loan tenure: 2% per month on overdue amount or ₹300, whichever is higher |
Yes |
Auction Charges- Issuance of Notice |
₹375/- |
Yes |
Auction Charges – Issuance of Publication |
As per the actual publication charges |
Yes |
Auction Charges – Platform Fees |
1% of the Ornament bidding amount |
Yes |
*Refer to your Sanction Letter to know actual applicable foreclosure and part payment charges.
The above Schedule of Charges is subject to be revised from time to time by the Bank, as will be updated on the official website of the Bank.