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Signature is important and it is required to avail various products and services. To upload your signature
1. Go to More
2. Select Customer Service Dashboard
3. Select ‘Savings/Current Accounts’
4. Select ‘Upload Signature’ to upload your signature.
That's easy! Follow these steps to track your service requests:
1. From the home page of the app, tap on "Customer Service" section
2. Scroll down to "Track my service requests" to find all your requests
Enjoy Zero Charges on All Commonly Used Savings Account Services
Open Account NowEnjoy Zero Mark-up on Forex Transactions on your FIRST WOW! Credit Card
Apply NowAverage Monthly Balance Requirement | ₹25,000 |
Debit Card Type | Visa Signature |
FIRSTAP Debit Card (if applied for) | Issuance Charge: Rs. 99, Reissuance Charge: Rs.99 |
Non Maintenance Charges of AMB | >= 20000 to < 25000 – ₹50/- |
IMPS (outward & inward) | FREE | Balance Certificate issuance | FREE |
NEFT (outward & inward) – Online & at Branches | FREE | Interest/TDS Certificate issuance | FREE |
RTGS (outward & inward) – Online & at Branches | FREE | Account closure | FREE |
Cheque book re-issuance | FREE | ECS return | FREE |
SMS Alerts | FREE | Stop payment of cheque | FREE |
Cash deposit & withdrawal at branches (by number) | FREE | International ATM/ POS transaction | FREE (Only forex mark up 2% of the transaction value will be applicable) |
Cash deposit and withdrawal at branches (by value) | FREE | Decline charges for insufficient balance at ATM | FREE |
Debit Card – Issuance, Renewal, Replacement | FREE | Standing instruction - Set Up/Execution/Amendment | FREE |
ATM Transactions (financial & non-financial) – Own and other Bank ATMs | FREE | Demand Draft/Pay Order - Cancellation/Revalidation/Duplicate Issuance | FREE |
Third party Cash deposit and withdrawal at branches | FREE | Photo Attestation | FREE |
Demand Draft/ Pay Order issuance at Bank locations | FREE | Signature Attestation | FREE |
Issuance of duplicate statements | FREE | Retrieval of old transactional records | FREE |
Issuance of Duplicate Passbook & Printing | FREE | Any deliverable returned by courier due to negative reasons charges | FREE |
Address confirmation | FREE | Phone Banking | FREE |
Cheque Return (Deposited & Issued) | FREE | Internet & Mobile Banking | FREE |
Outstation Cheque Collection | FREE | Balance Enquiry (Branch/Channels) | FREE |
Re-issue of Cheque Book | ₹50 per cheque book (Free for Senior Citizen variant effective from 18th Dec'20) |
DD payable at branch locations | ₹30 |
Cheque Return – Deposited | ₹50 (w.e.f. 1st Jan 2023) |
Cheque Return – Issued | ₹250 (w.e.f. 1st Jan 2023) |
Replacement of Debit Card | ₹100 |
Annual Debit Card fees | ₹100 |
ATM Transaction Charge at any ATM in India | IDFC FIRST Bank ATM Financial Transactions: 5 Free, 6th onwards ₹20 + taxes Non Financial Transactions: Free & Unlimited Other Bank ATM Financial & Non Financial Transaction: 5 Free, 6th onwards ₹20 + taxes for Financial & ₹8 + taxes for Non Financial |
Taxes at prevailing rates as per Government Rules shall be applicable over and above the mentioned charges if any applicable. The charges as indicated above are subject to periodic revision.
Average Monthly Balance Requirement | ₹10,000 |
Debit Card Type | Visa Classic |
FIRSTAP Debit Card (if applied for) | Issuance Charge: Rs. 99, Reissuance Charge: Rs.99 |
Non Maintenance Charges of AMB | >= 7500 < 10000 - ₹50 ; |
IMPS (outward & inward) | FREE | Balance Certificate issuance | FREE |
NEFT (outward & inward) – Online & at Branches | FREE | Interest/TDS Certificate issuance | FREE |
RTGS (outward & inward) – Online & at Branches | FREE | Account closure | FREE |
Cheque book re-issuance | FREE | ECS return | FREE |
SMS Alerts | FREE | Stop payment of cheque | FREE |
Cash deposit & withdrawal at branches (by number) | FREE | International ATM/ POS transaction | FREE (Only forex mark up 2% of the transaction value will be applicable) |
Cash deposit and withdrawal at branches (by value) | FREE | Decline charges for insufficient balance at ATM | FREE |
Debit Card – Issuance, Renewal, Replacement | FREE | Standing instruction - Set Up/Execution/Amendment | FREE |
ATM Transactions (financial & non-financial) – Own and other Bank ATMs | FREE | Demand Draft/Pay Order - Cancellation/Revalidation/Duplicate Issuance | FREE |
Third party Cash deposit and withdrawal at branches | FREE | Photo Attestation | FREE |
Demand Draft/ Pay Order issuance at Bank locations | FREE | Signature Attestation | FREE |
Issuance of duplicate statements | FREE | Retrieval of old transactional records | FREE |
Issuance of Duplicate Passbook & Printing | FREE | Any deliverable returned by courier due to negative reasons charges | FREE |
Address confirmation | FREE | Phone Banking | FREE |
Cheque Return (Deposited & Issued) | FREE | Internet & Mobile Banking | FREE |
Outstation Cheque Collection | FREE | Balance Enquiry (Branch/Channels) | FREE |
Re-issue of Cheque Book | ₹50 per cheque book (Free for Senior Citizen variant effective from 18th Dec'20) |
DD payable at branch locations | ₹30 |
Replacement of Debit Card | ₹100 |
Annual Debit Card fees | ₹100 |
Cheque Return – Deposited | ₹50 (w.e.f. 1st Jan 2023) |
Cheque Return – Issued | ₹250 (w.e.f. 1st Jan 2023) |
ATM Transaction Charge at any ATM in India | IDFC FIRST Bank ATM Financial Transactions: 5 Free, 6th onwards ₹20 + taxes Non Financial Transactions: Free & Unlimited Non IDFC FIRST Bank ATM Financial & Non Financial Transaction: 5 Free, 6th onwards ₹20 + taxes for Financial & ₹8 + taxes for Non Financial (w.e.f. 1st Jan 2023) |
Taxes at prevailing rates as per Government Rules shall be applicable over and above the mentioned charges if any applicable. The charges as indicated above are subject to periodic revision.
Find out how much interest you can earn on your Savings Account, using interest rate calculator