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Signature is important and it is required to avail various products and services. To upload your signature
1. Go to More
2. Select Customer Service Dashboard
3. Select ‘Savings/Current Accounts’
4. Select ‘Upload Signature’ to upload your signature.
That's easy! Follow these steps to track your service requests:
1. From the home page of the app, tap on "Customer Service" section
2. Scroll down to "Track my service requests" to find all your requests
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Schedule of charges for Savings Account variants with Rs. 25,000 Average Monthly Balance (AMB) & Rs. 10,000 Average Monthly Balance
IDFC FIRST Bank offers ZERO FEE banking on ALL variants of Savings Account, including Rs. 10,000 AMB variant, Rs. 25,000 AMB variant, and all other variants. At IDFC FIRST Bank, we don’t touch your Bank account for this reason or that. You may not realise it, but over time, these add up to a lot of savings for our customers. We have no complicated descriptions and you have no complex calculations to do to calculate the fees to be paid. Because it is just ZERO. We don’t charge you, even when you are not looking. ZERO FEE Banking is peace-of-mind Banking.
Current Schedule of Charges:
IMPS charges (outward) | FREE | NEFT charges (outward at branches) | FREE | RTGS charges (outward at branches) | FREE |
ATM transaction Charges at IDFC FIRST Bank ATMs | FREE | ATM transaction Charges at Other Bank ATMs | FREE | Debit Card Issuance Charges | FREE |
Debit Card Annual Charges | FREE | Debit Card Replacement /Re-issuance charges | FREE | SMS alert charges | FREE |
Cheque book re-issuance charges | FREE | Cash deposit & withdrawal charges at branches (by number) | FREE | Cash deposit and withdrawal charges at branches (by value) | FREE |
Third party Cash deposit and withdrawal charges at branches | FREE | Stop payment of cheque charges | FREE | Cheque Return – Deposited | FREE |
Cheque Return – Issued | FREE | Demand draft/ Pay order issuance charges at branches | FREE | Demand draft/Pay order cancellation/ revalidation charges | FREE |
Duplicate statement issuance charges | FREE | Duplicate Passbook issuance charges | FREE | Decline charges for insufficient balance at ATM | FREE |
Doorstep banking - Cheque & Document pick up - Adhoc Request | FREE | Balance Certificate issuance charges | FREE | Interest Certificate issuance charges | FREE |
Account closure charges | FREE | International ATM/ POS transaction charges | FREE | Standing instruction set up charges | FREE |
Standing instruction failure charges | FREE | ECS return charges | FREE | Photo attestation charges | FREE |
Signature attestation chargess | FREE | Charges for retrieval of old transactional records | FREE | Charges for any deliverable returned by courier due to negative reasons | FREE |
Address confirmation charges | FREE | I-Pin Regeneration charges | FREE | Debit Card Pin Regeneration charges | FREE |
Non maintenance charges for Savings Account variants with Rs. 25,000 Average Monthly Balance
Average Monthly Balance Requirement | ₹25,000 |
Non Maintenance Charges of AMB | >= 20000 to < 25000 – ₹50/- >= 15000 to < 20000 – ₹100/- >= 10000 to < 15000 – ₹150/- >= 5000 to < 10000 – ₹200/- < 5000 – ₹400/- |
Average Monthly Balance requirement is Nil for Minor Under Guardian Savings Account
Non maintenance charges for Savings Account variants with Rs. 10,000 Average Monthly Balance
Average Monthly Balance Requirement | ₹10,000 |
Non Maintenance Charges of AMB | >= 7500 < 10000 - ₹50 ; >= 5000 < 7500 - ₹250 ; < 5000 - ₹500 |
Average Monthly Balance requirement is Nil for Minor Under Guardian Savings Account
Disclaimer: With IDFC FIRST Bank Savings Accounts, enjoy Zero Charges on all Savings Account services. These services are being offered free in good faith, and in case of misuse of services, the Bank reserves the right to levy charges. Forex mark-up fee will be applicable on International ATM/POS/Debit card transactions. T&Cs are subject to periodic changes. All rights reserved.
Taxes at prevailing rates as per Government Rules shall be applicable over and above the mentioned charges.