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Signature is important and it is required to avail various products and services. To upload your signature
1. Go to More
2. Select Customer Service Dashboard
3. Select ‘Savings/Current Accounts’
4. Select ‘Upload Signature’ to upload your signature.
That's easy! Follow these steps to track your service requests:
1. From the home page of the app, tap on "Customer Service" section
2. Scroll down to "Track my service requests" to find all your requests
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Apply NowThis account will remain a ZERO balance account till the time salary is getting credited. If the salary is not getting credited you are required to maintain the average monthly balance.
Product |
Honour FIRST Defence account with Visa Signature Debit Card |
Honour FIRST Defence account with Visa Platinum Debit Card |
Average Monthly Balance Requirement |
Rs. 25,000/- |
Rs.10,000/- |
Minimum Salary credit required |
Rs. 15,000/- |
Rs.10,000/- |
Debit Card |
Visa Signature |
Visa Platinum |
NMC (Non Maintenance Charges)
|
>= 20000 to < 25000 – ₹50/-
|
>= 7500 < 10000 - ₹50 ;
|
# Notes |
# In the event of a default in maintenance of Average Monthly Balance or regular salary credits as agreed between the bank and customer for the month (referred as ‘Default Month’), the bank will notify the customer clearly of the default and that either salary credit to be sighted or Average Monthly Balance for the account has to be met in the subsequent month (referred to as ‘Notice Month’) else the NMC (Non Maintenance Charges) for the ‘Notice Month’ will be recovered. The bank may choose to notify by SMS / email / letter or by any other mode as the Bank may deem fit. It will be the responsibility of the customer to have a valid email id, mobile number and address updated with the bank at all times, failing which, the customer may not receive the notification/s and the Bank shall not be held responsible for the such failure or non-receipt of bank notifications. The NMC charges will be as specified in the NMC slabs in SOC shall be applicable as prescribed by the Bank time to time.
|
Passbook Issuance & Printing | Stop Payment on Cheques |
Alerts for transactions on your account | Cash Deposit/Withdrawal at our branches by the customer |
Electronic Funds Transfer (NEFT/ RTGS/ IMPS) Inward & Outward | Outstation Cheque Collection |
Foreign Currency Draft Issuance | Standing Instruction- Set Up/Execution/Amendment |
Phone Banking | Balance Confirmation Certificate |
Net Banking | Balance Enquiry ( Branch/ Channels) |
DD - Duplicate Issuance | Interest/ TDS Certificate |
DD Cancellation/ revalidation | Re-issue of Cheque Book |
DD payable at branch locations | Replacement of Debit Card |
Annual Debit Card fees | Statement Request |
Cheque Return – Deposited | ₹50 |
Cheque Return – Issued | ₹250 |
International ATM or POS transaction | Free, only forex mark up 2% of the transaction value will be applicable |
ATM Transaction Charge at any ATM in India - Honour FIRST Defence Account with Visa Signature Debit Card | Unlimited Free ATM transaction is subject to at least one credit transaction (preferably salary) of ₹15,000 or above during the month. In case this condition is not met: IDFC FIRST Bank ATM Financial Transactions: 5 Free, 6th onwards ₹20 + taxes; Non Financial Transactions: Free & Unlimited Non IDFC FIRST Bank ATM Financial & Non Financial Transaction: 5 Free, 6th onwards ₹ 20 + taxes for Financial & ₹8 + taxes for Non Financial |
ATM Transaction Charge at any ATM in India - Honour FIRST Defence Account with Visa Platinum Debit Card | Unlimited Free ATM transaction is subject to at least one credit transaction (preferably salary) of ₹ 10,000 or above during the month. In case this condition is not met: IDFC FIRST Bank ATM Financial Transactions: 5 Free, 6th onwards ₹20 + taxes; Non Financial Transactions: Free & Unlimited Non IDFC FIRST Bank ATM Financial & Non Financial Transaction: 5 Free, 6th onwards ₹20 + taxes for Financial & ₹8 + taxes for Non Financial |
Taxes at prevailing rates as per Government Rules shall be applicable over and above the mentioned charges if any applicable. The charges as indicated above are subject to periodic revision.