Lifetime FREE Credit Card with 10X rewards
Most Searched
Top Products
Popular Searches
Bank Accounts
Populer FAQs
Signature is important and it is required to avail various products and services. To upload your signature
1. Go to More
2. Select Customer Service Dashboard
3. Select ‘Savings/Current Accounts’
4. Select ‘Upload Signature’ to upload your signature.
That's easy! Follow these steps to track your service requests:
1. From the home page of the app, tap on "Customer Service" section
2. Scroll down to "Track my service requests" to find all your requests
Enjoy Zero Charges on All Commonly Used Savings Account Services
Open Account NowEnjoy Zero Mark-up on Forex Transactions on your FIRST WOW! Credit Card
Apply NowPersonal Loan
Summary: A Personal Loan can be a saviour when you need money quickly to meet exigencies and unforeseen expenses but the application process can be time-consuming. These 6 tips can help make the process easier. Read on.
A personal loan is more than a form of credit. You can call it a saviour, guardian angel, or hero - the loan has that many benefits! You can use it for travel, home renovation, wedding expenses, or buying your favourite electronics. The scope is wide, and the repayment options are aplenty. However, the process can be overwhelming sometimes, especially if you do not know where to start and what to do. You can calculate personal loan EMIs through online tools but, you must also consider the ins and outs. Thankfully, these six tips on how to get a personal loan can help. Keep reading to know more. Use financial free tools to calculate personal Loan EMI. However, the process can be overwhelming sometimes, especially if you do not know where to start and what to do. Thankfully, these six tips on how to get a personal loan can help. Keep reading to know more.
Every bank or lending institution has a unique personal loan process. Understanding the process and being prepared can ensure you get your funds quickly. When you apply for a Personal loan online, the lender will likely check your employment status, bank statements, credit report, etc. When you zero in on a lender, go through their process before initiating the application. You can do this by checking the lender’s website, contacting their representative at the branch, or via customer care by phone or email.
When you apply for a personal loan, the lender will ask for some documents to verify your identity and financial status. For example, if you apply for the IDFC FIRST Bank’s personal loan, you will need to submit a copy of your PAN, an identity/address proof like Aadhaar Card, Voter’s ID, Passport, etc., three months’ bank statement, and net banking or debit card details to set up an e-mandate. As long as you have these documents ready, you can get a personal loan of up to Rs 1 crore without any trouble.
One of the most helpful tips for applying for a personal loan is to plan. If you have an emerging financial need, start researching in time. Compare different loan options to understand the best fit for your requirement. Take a look at your savings to compute the money you need from a loan. Think about the loan payment and the time it will take you to repay it. Planning these details can help you pick the right product and avoid unnecessary confusion and doubt.
It is important to make a financial plan to accommodate the monthly payments for the loan in your budget. You may have to curb some of your expenses to ensure timely settlements temporarily. You can also use separate savings account for your loan repayments to avoid lapses or delays. You can also invest your money simultaneously and use the returns to repay your loan.
Talking to an expert always helps if you are stuck in a financial situation you cannot understand. Whether it is picking a suitable loan, planning the repayments, or understanding the impact of interest rates on your future financial status, an expert, such as a financial advisor, can help you.
To Sum it Up
Knowing how to get a personal loan quickly is all about these simple hacks. You do not need to go out of your way to do anything. Mere research, comparison, planning, and, if necessary, some expert advice can do the trick.
Remember to follow these personal loan tips and tricks and pick a lender with a simplified loan process, such as the IDFC FIRST Bank.
Disclaimer
The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.
The features, benefits and offers mentioned in the article are applicable as on the day of publication of this blog and is subject to change without notice. The contents herein are also subject to other product specific terms and conditions and any third party terms and conditions, as applicable. Please refer our website www.idfcfirstbank.com for latest updates.