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Summary: A lifetime free Credit Card is the golden ticket to financial freedom! Discover what sets it apart, the incredible benefits, and how IDFC FIRST Bank Credit Cards can elevate your experience. Don't miss out on these exciting bank offers - read more now!
Did you know that credit cards have taken India by storm? As per recent data from the Reserve Bank of India (RBI), as of April 2023, India’s number of credit cards surged to over 8.6 crore, witnessing a 15% increase from the previous year.
This is because credit cards have revolutionised how we handle our money, making transactions convenient and secure. From online shopping and dining out to travel bookings and online bill payments, they have become a must-have because of numerous credit card offers such as rewards, cashback, and discounts.
Amidst this growth, the lifetime free credit card has been drawing quite a bit of attention. Let’s understand why!
Also known as a zero-fee credit card, a lifetime free credit card is one that does not charge any annual fees for its entire duration of use. Hence, if you are a first-time card user and want to establish your credit score without paying any additional charges, you can consider obtaining a lifetime free credit card.
These cards are also known as zero-fee credit cards in light of their features, which include -
Lifetime free credit cards offer several advantages, helping you optimise your financial management and maximise your savings. The following are the benefits -
To illustrate, banks usually charge Rs 500 to Rs 2000 per year as annual fees. But with IDFC FIRST Bank Credit Cards, which also function as lifetime free credit cards, you can save up to Rs 18,100 every year!
By using your lifetime free credit card for everyday transactions, such as shopping, dining, travel, and fuel expenses, you can accumulate reward points or enjoy cashback benefits.
Moreover, lifetime free credit cards permit you to convert large-ticket purchases into manageable equated monthly instalments (EMI). This EMI conversion helps you avoid paying a lump sum amount upfront, thus granting you financial flexibility.
Some lifetime free credit cards, like those offered by IDFC FIRST Bank, come with a fuel surcharge waiver of 1% of the transaction value. It allows you to save money on fuel expenses by providing a waiver on the surcharge levied at fuel stations.
Certain lifetime free credit cards also provide insurance coverage, including travel insurance, purchase protection, and medical insurance, offering you peace of mind during your travels and daily life.
For example, with the FIRST Wealth Credit Card from IDFC FIRST Bank, you get an air accident cover of Rs 1 crore, a personal accident cover of Rs 10,00,000, and a lost card liability cover of Rs 50,000. Additionally, you also receive comprehensive travel insurance cover worth $1200.
When selecting a lifetime free credit card, picking the right bank is crucial. Here are the reasons why you should consider IDFC FIRST Bank Credit Cards -
IDFC FIRST Bank offers a range of free credit cards that are designed to cater to different customer needs. To name a few -
Let’s explore the process for applying for IDFC FIRST Bank Credit Cards in a few simple steps -
Once your application is processed and approved, you will receive your IDFC FIRST Bank Credit Card.
Lifetime free credit cards offer a fantastic way to reap all the advantages of credit card ownership without any acquisition expenses. With IDFC FIRST Bank credit cards you can avail rewards and benefits that align with your lifestyle needs. Make the decision to apply for a credit card now and get ready to enjoy the convenience, rewards, and financial flexibility these cards bring.
Disclaimer
The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.
The features, benefits and offers mentioned in the article are applicable as on the day of publication of this blog and is subject to change without notice. The contents herein are also subject to other product specific terms and conditions and any third party terms and conditions, as applicable. Please refer our website www.idfcfirstbank.com for latest updates.