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Live luxuriously: Optimise your credit card rewards today

Summary: Your lifestyle might include several expenses including travel, shopping, entertainment, everyday use, and more. But did you know that all these purchases can be optimised with the right credit card? Read on to know more.

10 Jun 2024 by Team FinFIRST
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For the financially savvy, credit card rewards are synonymous with savings. Smart spenders know that with the right credit card, they can purchase whatever they like for less money. The key is to choose the right credit card that offers rewards for the way they spend. Want to get in on the action? Find out how in this article. 

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How credit card rewards make for cost-efficient spending
 

Credit card rewards can help you save more money by offering cashback or points for the purchases you make. For example, the FIRST Power+ Credit Card offers up to 30X rewards on fuel, 30X rewards on groceries, and 3X rewards on UPI payments. Each reward point is equivalent to ₹0.25. If you regularly use this credit card for your everyday expenses, you can accumulate points that can be redeemed for future purchases and statement credits, ultimately helping you save money.

Why IDFC FIRST Bank Credit Card reward points are better
 

If you have an IDFC FIRST Bank Credit Card, then here’s what you can expect:

  • Earn accelerated reward points: You can multiply your credit card reward points with many cards from IDFC FIRST Bank. For example, with the FIRST Millennia Credit Card you earn 10X credit card reward points on incremental spends above ₹20,000 per month and spends done on your birthday.

  • No expiry date: You can accumulate as many credit card reward points as you like without worrying about using them before an expiry date. With IDFC FIRST Bank Credit Cards, your reward points are yours to keep. Redeem them when you want and as you like.

  • Redeem anytime, anywhere: Not only do they stay evergreen, your IDFC FIRST Bank Credit Card reward points can be redeemed on any online transaction and even at select offline merchants. You can also use them to buy gift cards, travel vouchers, subscriptions or statement credits.

  • Better savings: Fuel surcharge waivers, discounts on groceries, cashback, offers, and more! As a IDFC FIRST Bank credit card owner, you save better and optimise your expenses with every purchase you make. 

  • Better experience:  Credit card rewards aren't limited to the privileges they offer but also the services you receive. With a credit card from IDFC FIRST Bank, you get a superior reward point redemption experience. Check your credit card reward points easily from the mobile banking app. Redeem your rewards at varying values across brands and experiences (travel, shopping, wellness, etc.) of your choice. You can also tailor your rewards according to your preferences. 

Right card, right rewards
 

Whether you spend money on travel, shopping, or entertainment, you'll always have the best experience with a good credit card. However, remember to understand the terms of the credit card, its rewards, its limits, etc. in detail before purchasing the card. Choosing an IDFC FIRST Bank Credit Card will provide you with all the benefits along with excellent customer service. 

What are you waiting for? Get a credit card and enjoy your rewards today.



 

Disclaimer

The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.

The features, benefits and offers mentioned in the article are applicable as on the day of publication of this blog and is subject to change without notice. The contents herein are also subject to other product specific terms and conditions and any third party terms and conditions, as applicable. Please refer our website www.idfcfirstbank.com for latest updates.

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