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Benefits of using a fuel credit card on your next road trip

Summary: Fuel credit cards offer valuable benefits like fuel discounts, cashback, rewards points, and lifestyle privileges that can maximise savings on your road trips. This article explores the key advantages of using a dedicated fuel card for your next road adventure.

04 Jul 2024 by Team FinFIRST
Benefits of Using Fuel Credit Card
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As liberating as road trips are, high fuel costs can burn a hole in your pocket. Thanks to fuel credit cards, you can make your road trips more affordable. Here are the key benefits of using a fuel credit card for your next road adventure.

What is a fuel card?
 

A fuel card is a type of credit card that offers special discounts and rewards when used to purchase fuel/petrol from specific gas stations. Fuel cards are designed to help drivers and frequent travellers save money on petrol or diesel expenses.

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Benefits of fuel credit cards for road trips
 

  1.  Fuel discounts and rewards
    The primary benefit of a fuel credit card is the fuel discounts and rewards it offers. Most fuel cards provide a percentage discount on every fuel purchase at partner petrol stations. This discount ranges from 1-2.5% at the pump. Additionally, some cards offer cashback on fuel spends. Together, these discounts and cashback can lead to significant savings, especially on long road trips. The more you spend on fuel, the more you save.

  2.  Extra reward points
    In addition to fuel savings, most fuel cards also offer bonus reward points on petrol purchases. These reward points can be redeemed for statement credits, free fuel, gift cards, or other rewards. For instance, some cards offer 2-5 extra points per Rs. 100 spent on fuel. This allows you to rack up points faster. You can then redeem these points to offset your trip expenses. The more fuel you buy on the card, the more points you earn.

  3.  Convenient expense tracking
    When you use a dedicated fuel card for your trip, it separates your fuel expenses from other spending. This simplifies tracking expenses and creating a budget. You can easily view your total fuel spending on the card statement rather than digging through multiple expenses. Some issuers also provide detailed fuel expense reports. This helps you monitor costs and make adjustments if required.

  4.  Premium benefits
    Many premium fuel cards include benefits like complimentary airport lounge access, insurance, dining discounts and more. While basic fuel cards offer savings at the pump, premium ones provide end-to-end travel privileges. Depending on your card, you may get discounts on hotel bookings, flight tickets, restaurant bills and so on. This enhances your overall trip experience.

  5.  Enhanced security
    Fuel credit cards come equipped with advanced security features to prevent fraud. This includes EMV chip technology, virtual cards for online transactions, SMS alerts and more. Using a dedicated fuel card rather than your primary credit card adds a layer of security for petrol purchases. You also avoid exposing your main card details at fuel station machines.

With their strong fuel savings, cashback offers, reward points, and lifestyle privileges, IDFC FIRST Bank’s HPCL co-branded FIRST Power and FIRST Power+ Credit Cards can maximize savings for frequent travellers and road trip enthusiasts.

Conclusion
 

Fuel credit cards can make road trips more economical by offering fuel discounts, cashback, bonus rewards points, and other benefits. IDFC FIRST Bank introduces the FIRST Power Credit Card and the FIRST Power+ Credit Card, designed to accelerate your savings journey. The FIRST Power Credit Card delivers up to 5% fuel savings at HPCL outlets, 2.5% rewards on grocery, utility bills, and FASTag recharges, and double rewards points on other retail expenses.

Elevating the experience, the FIRST Power+ Credit Card amplifies the benefits of the FIRST Power card with additional perks such as 6.5% fuel savings at HPCL Petrol Pumps, up to 5% savings as Rewards on Grocery & Utility expenses, complimentary domestic airport lounge access, and a personal air accident cover.

Both cards not only offer substantial fuel savings but also come with a suite of lifestyle benefits. Enjoy complimentary lounge access, roadside assistance, and a Personal Protection Cover. Plus, take advantage of exciting offers from top brands and restaurants, making every journey and transaction more rewarding.

Disclaimer

The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.

The features, benefits and offers mentioned in the article are applicable as on the day of publication of this blog and is subject to change without notice. The contents herein are also subject to other product specific terms and conditions and any third party terms and conditions, as applicable. Please refer our website www.idfcfirstbank.com for latest updates.

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