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As you move up the corporate ladder, some amount of lifestyle change is inevitable. For example, it is only natural if your dining choices change, and your business travels become more frequent. Another change that happens is that you fulfil a premium credit card eligibility which you didn’t earlier. As Ajay, a Gurgaon-based MNC professional found out.
Ajay has used the same entry-level credit card for seven years now which has served him right so far. He ignored his credit card eligibility for a premium credit card after his first few promotions. However, this time it’s different. He recently got promoted to a mid-management profile. It will mean more business casual lunches with clients, domestic travel, and even the occasional overseas trips.
He saw little value in using his existing credit card and was not impressed with the premium alternatives that his card company offered against his credit card eligibility. Fortunately for Ajay, he stumbled upon the IDFC FIRST Bank Credit Card page, which featured cards for all types of customers. For Ajay, the FIRST Select Credit Card ticked all the right boxes.
An annual income of ₹12 lacs or more is the main credit card eligibility criteria for FIRST Select Credit Card. Besides, the individual should fulfill the following requirements:
Once these credit card eligibility criteria are met, the card issuance is subject to IDFC FIRST Bank’s internal assessment. This is where your proactive efforts can ensure that you end up owning this credit card.
With FIRST Select Credit Card, you get benefits like -
When we talk about FIRST Select Credit Card, these privileges are just a peek at what’s on offer. And yet, the eligibility criteria are much more achievable than you think.
Your credit score is the answer to how to improve credit card eligibility. So, make sure you maintain a high credit rating. Feeling confident? It's time to visit the FIRST Select Credit Card application page and apply!
Disclaimer
The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.
The features, benefits and offers mentioned in the article are applicable as on the day of publication of this blog and is subject to change without notice. The contents herein are also subject to other product specific terms and conditions and any third party terms and conditions, as applicable. Please refer our website www.idfcfirstbank.com for latest updates.