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Maximize benefits and save money with fuel Credit Cards

Summary: Credit Cards with fuel benefits offer a smart way to save money on petrol/diesel expenses by offering cashback and rewards points. Discover how these cards work to maximise savings.

28 May 2024 by Team FinFIRST
save money with fuel credit card
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With vehicle expenses on the rise, fuel Credit Cards stand out as a clever choice for consumers. Fuel credit cards work just like traditional Credit Cards, allowing you to pay and earn rewards for your everyday purchases.

Yet, the real difference is in their rewards setup, which is custom-made for vehicle owners. Every time you use your card at a petrol pump, you earn something back - whether it is cashback, reward points, or discounts.

Maximising your savings with fuel Credit Cards


To truly maximise the saving potential of fuel Credit Cards, it is essential to adopt a strategic approach.

●       Start by selecting a card that aligns seamlessly with your driving habits

●       Consider factors such as the fuel station affiliations and the reward structure

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If your fuel expenses are substantial, consider the FIRST Power or FIRST Power+ Credit Cards. Built in partnership with HPCL, these help you extract maximum value from spends made at HP fuel stations, as well as on other everyday purchases. Here’s how you can maximise savings with the FIRST Power+ and FIRST Power Credit Cards:

 

FIRST Power+ Credit Card

FIRST Power Credit Card

HPCL Fuel Spends

30 reward points per ₹150 spent

21 reward points per ₹150 spent

HP Pay Rewards

6 Happy Coins per ₹100 fuel spends through HP Pay App

6 Happy Coins per ₹100 fuel spends through HP Pay App

Grocery and Utility

30 Reward points per ₹150 spent

15 Reward points per ₹150 spent

FASTag Recharge

30 Reward points per ₹150 spent on recharging your FASTag using the IDFC FIRST mobile banking app or FIRST Forward App

15 Reward points per ₹150 spent on recharging your FASTag using the IDFC FIRST mobile banking app or FIRST Forward App

Joining benefits
  •  ₹500 Cashback on 1st fuel transaction of ₹500 or above at HPCL fuel station
  • 5% cashback up to ₹1,000 on first EMI transaction
  • Flat ₹1000 off on Zoomcar rentals
  • Up to 50% discount on chauffeur driven car rental on IDFC FIRST Bank Eco Rent A Car platform
  • ₹250 Cashback on 1st fuel transaction of ₹250 or above at HPCL fuel station
  • 5% cashback up to ₹1000 on first EMI transaction
  • Flat ₹1,000 off on Zoomcar rentals
  • Up to 50% discount on chauffeur driven car rental on IDFC FIRST Bank Eco Rent A Car platform

Other Retail Spends

3 reward points for every ₹150 spent on other retail spends, excluding insurance premium payments, EMI transactions, ATM cash withdrawals.

2 reward points for every ₹150 spent on other retail spends, excluding insurance premium payments, EMI transactions, ATM cash withdrawals.

UPI Payments

3 reward points for every ₹150 spent on UPI payments, excluding peer-to-peer transactions, insurance premium payments, EMI transactions, ATM cash withdrawals

2 reward points for every ₹150 spent on UPI payments, excluding peer-to-peer transactions, insurance premium payments, EMI transactions, ATM cash withdrawals

1 Reward point = ₹0.25, 1 Happy Coin = ₹0.25

How to apply for FIRST Power and FIRST Power+ Credit Cards


Follow the steps below to apply for a fuel benefit Credit Card -

●       On the FIRST Power Credit Card application page, enter your basic personal information

●       After completing this initial step, verify your identity by entering the one-time password sent to your registered mobile number

●       Proceeding further, you will be prompted to provide additional details, including your PAN, current residential address, occupation, and monthly income

●       With all the necessary information submitted, IDFC FIRST Bank's team will diligently review your eligibility

●       If approved, you will receive a notification within a few business days, bringing you one step closer to enjoying the privileges of this card

To conclude


By embracing the fuel benefits of FIRST Power or FIRST Power+ Credit Cards and implementing savvy strategies, individuals can unlock significant savings on their petrol/diesel expenses. With the ability to earn cashback and accumulate reward points, these specialised cards offer you a powerful solution for optimising budgets.

Unlock a world of convenience and rewards with the best Credit Card for fuel today!

 

Disclaimer

The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.

The features, benefits and offers mentioned in the article are applicable as on the day of publication of this blog and is subject to change without notice. The contents herein are also subject to other product specific terms and conditions and any third party terms and conditions, as applicable. Please refer our website www.idfcfirstbank.com for latest updates.

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