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Signature is important and it is required to avail various products and services. To upload your signature
1. Go to More
2. Select Customer Service Dashboard
3. Select ‘Savings/Current Accounts’
4. Select ‘Upload Signature’ to upload your signature.
That's easy! Follow these steps to track your service requests:
1. From the home page of the app, tap on "Customer Service" section
2. Scroll down to "Track my service requests" to find all your requests
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Apply NowItems | Charges | Remarks |
---|---|---|
Processing Fees ( Inclusive of Administrative Charges ) |
Upto 3.5% of loan amount | Taken at the time of loan agreement execution |
Items | Charges | Remarks |
Repayment instrument swap charges | Nil | |
Duplicate No Objection certificate / No Due Certificate | ₹500 | Request in addition to bank's issued letter |
Other Statutory / Facilitation charges e.g. Stamp duty etc | on actuals | |
Cancellation & booking charges | For cancellation after disbursal • Before cheque encashment – Rs 10000 • Post cheque encashment/RTGS cases – Rs 10000 + Interest from the date of disbursement till receipt of cancel request |
|
Phsyical repayment schedule | ₹500 | |
Physical statement of loan | ₹500 | |
Cheque swap charges | Nil | |
Document retrieval charges |
₹500 | per retrieval |
Stamping Charges |
As per actuals | |
Part Payment charges |
*Part Payment is not allowed |
Items | Charges | Remarks |
---|---|---|
Late Payment/Penal Charges/Default Interest/Overdue(Per Month) |
2% of the unpaid EMI or ₹300 whichever is higher | |
EMI Pickup/Collection Charges |
₹500 | |
EMI bounce charges | ₹500 | For each presentation dishonoured |
Overdue handling charges (Delinquent Accounts) | (i) ₹750 (Excluding GST) where a notice has been delivered at the communication address and a paper publication is not required (ii) ₹1,700 (Excluding GST) where no notice has been delivered at the communication address and the paper publication is to be done (iii) ₹300 (Excluding GST) charge for sending auction notice over and above the preceding points (i) and (ii) (iv) ₹200 (Excluding GST) for sending Loan Recall notice over and above the preceding points (i) and (ii) |
5% of principal outstanding
1. Annual Renewal Charge - 0.5% of the limit
2. Non Utilization Charge - If day end utilized amount is equal to zero for a continuous period of 90 days, 0.25% of limit will be levied
3. Delay in submission of Post Disbursal Document (Deferral) - Non-completion of post disbursal documents (deferrals) beyond 90 days will attract 2% penal charges (charged on monthly basis), subject to a maximum amount of INR 25000
4.Penal Charges on overdrawn accounts - 2% per annum on the overdrawn amount