Showing posts with label Coupon Chick. Show all posts
Showing posts with label Coupon Chick. Show all posts

Friday, April 8, 2011

My Brain Binder

I have surgically removed my brain and imported it into this 3-ring binder. Well, maybe I stopped just short of surgery. Truth is, I feel very scatter brained these days. Keeping up with household responsibilities as well as all the wonderful, exciting things at church has been leaving me overwhelmed and frankly, tired. And the result has been disorganization. Disorganization rears it's ugly head in a few areas of life here and there, and usually a little time devoted to setting things in order remedies the situation without much harm. But when a mama is disorganized about getting food on the table come dinner time, well that is a serious problem, in need of serious attention. When I entitled my dinner recipe section of this blog, "What's for dinner?" I had no idea how prophetic I was! So in an effort to not feed my family boxed macaroni and cheese every other night for dinner, I have a binder that is now serving as my brain until such a time as my brain can function adequately without it. Maybe when my last youngin' leaves the nest....
My poor photos leave me no choice but to explain what every tab is for. The thick plastic dividers with pockets are labeled: Menu, P.C. (stands for "Price Chopper", my local grocery store), Rite Aid, Target, Toiletries, Baby, Household, Grocery.
Under the Menu tab, is...you guess it... my dinner menu. I also typed a list of family favorites, of which I came up with 25. That leaves a few nights a month to try something from my "wanting to try" stack of recipes in a different binder... my longtime used recipe binder. As I filled in my plans for dinner for the next couple of weeks, I made a list of items I need for the store. I keep extra paper for such lists in this area of the binder.
Under the individual store tabs, I keep the store ad, store coupons and manufacturer's coupons I plan to use at the store (because they are offering that item on sale). I also have RiteAid's coupon policy, for handy reference when a inexperienced cashier doesn't know what to do with me and all my coupons. ☺
After the store tabs, begins my coupons. After the category of "household", I created subcategories using these cute tabs (I found mine for 50 cents on clearance at Staples) such as "air fresheners", "laundry", etc. I stuck the tabs directly onto the plastic covers that contain my coupons. Above, I used 4x6 photo sized plastic sheets.
Here, I used trading card sized plastic protectors. It certainly is easy to find exactly what coupon I need and sized perfectly for this category: "baking", under "Grocery".
One of the reasons I switched to a binder as opposed to the expandable little coupon clutch is that I am tired of cutting out every single coupon. So I now will just cut the coupons I am fairly sure I use, and leave the "maybe's" or "not likely's but will hang onto it just in case a sale allows me to get it free" coupons uncut and store in full sheet covers.
And in the back pocket, gift certificates and restaurant coupons.


In the very front, is my to-do list, bills I need to care for, etc.


So there ya have it. I always suspected my brain was pink and black plaid and now I know for sure that it is.



Love,


Saturday, March 26, 2011

How the coupon class went...

Last night, we held a coupon class at our church. It was really fun and the turn out was great! We had a couple different kinds of coffee, as well as some snacks. A lady who doesn't even normally attend our church offered to make a cake and what she brought was not only delicious but so cute. It was a bundt cake that she had decorated for the coupon theme with "Save Some Green" on a banner stuck into the cake. We had a few other simple decorations around. I really wish I had taken pictures! I was so sad when I got home after cleaning up and realized my camera had never made it's way out of my purse! I would have liked to have shown you with pictures, but words will have to do.

My co-teacher, Terri and I had so much information to share and I really hope it was helpful and not confusing or overwhelming to those just starting with coupons! I spoke first and covered couponing basics, and then Terri explained all the great ways to save at Rite Aid in particular. There was lots of chatting and fellowship throughout the evening so that was so fun.

I'm including my notes in this post although I'm not sure how much of them I actually followed! I think in actuality, I did more rambling than note following! Oh well... I had a table set out with my "free stockpile"... just items in my home that I've gotten for free using coupons. These were not items I got for free because I bought something else, but rather the value of the coupons I used covered the entire cost of the product. The table was completely full. REALLY wish I had a picture! We played a game to get started: whoever had the closest guess for the value of my free stockpile won, as well as a random winner drawn from the slips of paper with guesses on them. The cost was $516.03. That number was calculated based on WalMart regular prices, although none of the items were bought from WalMart. I just wanted to give a fair price (instead of the outrageous regular prices at the drug stores where they were actually bought from). Our two winners were ladies who were guests of our church ladies, so that was neat. They each won a coupon organizer, calculator and a pair of scissors. ☺

Here are my notes:

Welcome

Can you guess the value of my free stock pile? Closest guess wins a prize!

Our class tonight will hopefully give you an overview and place to start your own couponing adventures! We won’t be able to cover every single aspect of utilizing coupons but hopefully, you will learn enough to start saving significant amounts of your own grocery bill and never pay full price ever again.

What we’re NOT going to do:

- Be extreme to the point that coupons begin to actually hurt our families instead of help them.
Anything can become a bad thing when it is not properly prioritized.
- Buy stuff just because we have a coupon for it.
I still throw many of my coupons out.
- Run ourselves ragged to catch a deal.
I usually shop at RA and PC once a week and Target/Wal-Mart ever few weeks as I feel up to it.
- Be dishonest to get a cheaper price.
No copying coupons. No using expired coupons. Read the coupons, follow the rules.
- Spend more to save more.
It doesn’t matter what the bottom of your receipt tells you that you saved; what matters is how much cold hard cash came out of your wallet.

So HOW does one save all this money with coupons? I used to casually browse through the coupon inserts on Sunday and know that even with $.50 or even $1 off certain products, I could still buy the generic for less. So I would only clip for items that I really liked name brands. Now, I am spending WAY less and having fun using the fancy name brand products I went without for so many years! No trips to Wal-Mart for toiletries where I spend way more than I wanted to because after all, I HAD to have deodorant, etc. Here are the principles of effective couponing:

- Rock bottom prices are gotten by COMBINING, or as couponers call it “stacking”.
Stack coupons with sales, or even clearance. Use both manufacturer coupons and store coupons.

Examples:
1. Manu. Coupon only: Reach floss $1 off manu. coupon, reg. price $1 = FREE
2. Manu. Coupon + Sale: Bailey’s Coffee Creamer (2) $1 off 1 Manu. Coupon + 2/$3 sale = $ .50 ea.
3. Manu. Coupon + Store Coupon: Benefiber $3 off Manu. Coupon + $3 Target Coupon, Reg. price $5.56 = FREE + little overage
4. Manu. Coupon + Store Coupon + Sale: Afrin $3 off Manu. Coupon + $2 off Store Coupon + $3 UP + Sale price of $6 = FREE + $2 money maker

- When an item is for FREE or very cheap (at least 80% off or more), stockpile.

1. The goal is to never pay full price for anything. If it won’t expire soon, stockpile so you aren’t forced to run out for it and risk paying too much.

2. Having an ORGANIZED stockpile simplifies life. Meal planning, when sickness strikes, last minute gifts, etc.

3. Know WHEN to stockpile. One unexpected benefit to couponing has been really knowing what a good price is. Now when I see a “sale” I’m not fooled by a flashy sale tag; I know the prices of so many items that I know when it’s actually a good price, a so-so price, a bad price or a very very cheap stock up price. Some couponers make a list or little booklet to help them remember.

4. Cut out every coupon, and then patiently wait for the right sale to get your loot for as little as possible. When I first started couponing, I had a few great coupons for Finish Dishwashing detergent. So at the first sale, I bought several boxes, paying about $1.75 a box. I was thrilled since they are usually around $5. Then, a few weeks later, another sale came along which would have meant FREE Finish if I had held onto those coupons. Lesson learned. It doesn’t take long to catch onto the trends and cycles of coupons. Toothpaste is routinely free. Cereal coupons are almost always available. Now, I save almost all coupons, even things I wouldn’t be willing to pay anything for, because I just may come across a sale which will allow me to get to try a new product for FREE. (Ex. Tylenol Precise. Don’t like it but got to try it for free. Anyone want it? ☺)

Getting started:

Firstly, realize that although it may take an investment of your time, you will get faster as you become more experienced. Just like the first time you make a new recipe, and you have to keep checking back to make sure you’re doing it right. I never judge if a dish is a keeper by if it took time. A new dish always takes me extra time. But it’s it really delicious, I’ll find a way to streamline and make it faster next time. Saving hundreds of dollars is worth my time. I typically spend about an hour per week working on coupons and shopping list. This is done while snuggling with a baby or husband. What other work would be so flexible around family that still has that much financial benefit?

Next, you need a way to organize your coupons. Many expert couponers use a binder. I still like the expandable purse sized organizers simply because with 3 kids under age 4, I don’t have the extra arm for a binder! I need it to fit into my purse. Terri has her binder to show you an example. Whatever you choose, organization is essential. Some people save the entire coupon page, not bothering to cut until they know they will use it. A file folder system may be the route for you.

Get coupons. The paper and online sources (see handout) have the manufacturer’s coupons. Also keep an eye out for sticky coupon right on packages. Store websites (i.e. RiteAid.com, Target.com) have store coupons, as well as in store (ie. Walgreens) and in mailers and flyers. Some stores have facebook pages with great coupons, or in store coupon machines (i.e. Price Chopper)

A rule of thumb that many abide by is getting as many papers as there are people in your household. For me, 5 papers are too many to cut out. If I did regularly buy 5 (which I don’t) I would use the whole page method of organizing because cutting out and organizing that many is too time consuming. I normally only get one paper, unless I see a coupon I’m particularly interested in. Whenever I have bought multiple papers, it was well worth it as far as the savings verses the cost of the paper. You may also find free coupon inserts in the free papers around town.

Coupon blogs (see handout) are a great tool is helping find sale and coupon match ups. They take much of the work off our hands.

I suggest starting with one or two stores and concentrating on learning their particular policies. Trying to figure every store’s coupon and sale structure all at once is confusing and frustrating.

Make a list and separate the coupons you plan to use before you go to the store. I often use a bank envelope to write my list on and hold the coupons I am for sure using. I still bring my coupon pouch, just in case I run across an unadvertised deal. Be extra polite to your clerk because you’ll be spending more time with them than usual! Let others go in front of you if you have a ton of stuff and a ton of coupons, especially in a drugstore where most people are hoping to run in for one or two quick items. Print the store’s coupon policy (found on their website) and carry it in your coupon binder or pouch. Some cashiers may not know their own stores policies.

Just like everything else, practice makes perfect! Enjoy your savings and brag to me about your good deals!

These were the two handouts I gave:

Handout 1

Online Resources

Coupon Blogs:

Find weekly coupon and sale match ups:
thekrazycouponlady.com

• Great for learning the basics. Nationwide coupon match ups.
savingsandstewardship.com

• Great for online shopping, such as amazon, and Price Chopper coupon match ups.
iheartriteaid.com

• Preview RiteAid sale/coupon match ups weeks in advance
iamthatlady.com

• Price Chopper coupon match ups, Central NY based

Coupon $ources:

Coupons.com RedPlum.com Smartsource.com

Handout 2

Couponing Basics


Stack ‘em & Stockpile

1. Stack coupons (both manufacturer’s and store coupons) with good store sales.

*Know what good sale prices are. Don’t be fooled by a bright sticker.

2. Stockpile. When you find a great deal by combining coupons and sales, buy as much of it as possible so you never have to pay full price.

Tips:

Plan weekly menus based on whatever proteins are on sale. Make a list and stick to it. Planning ahead and being organized is vital to saving on groceries. Those quick trips to the store for that night’s dinner will probably result in going over budget.

Use weekly store ads or coupon blogs to find great sales for the items for which you have coupons.

Organize your coupons!!!

Product websites / facebook pages often have great coupons available to print.

Pick one or two stores to focus on as you learn. Add more as you increase your coupon skills!

Save every coupon you get, even for items you wouldn’t normally buy but would enjoy trying. You just may find a sale which will allow you to get it for free!



Love,

Thursday, March 17, 2011

Coupon Cookin'


Santa Fe Chicken Skillet. Yum.


I can NOT take credit for this recipe at all, since it was on the package of the Philadelphia cooking creme, minus a few ingredients I did not have.


I was not planning on this tonight... I had defrosted the chicken tenderloins to bread and bake, but when Maddie began to feel yucky, and it was clear she only felt up to eating toast for dinner, I decided to take make something cheesy and dairy laden for the rest of us, since I've been trying to cut dairy from Maddie's diet to help her asthma.
PS. Maddie is feeling better now. Phew. This mama is ready to be done with this year's horrific cold/flu season.
Sometimes, when coupon shopping, I've done all my shopping... I've gotten lots of stuff but NO MEALS. Ya can't eat deodorant, even if it was free. ☺But with some planning, and creativity in putting different items together, we've been enjoying some delicious dinners. I know there are many different ways to plan weekly meals.... what works for me is just planning 5 meals at a time. I get the weekends off. ☺Well, mostly... I'm also always glad when I make a double batch of one night's dinner, and put half in the freezer for a week or so later.
Last night, I made baked salmon that was TASTY. Aldis has frozen fish of several varieties for about $3.50 for 4 fillets. I defrosted the salmon and put it into a large baking dish. To 1/4 c. of brown sugar I added a few of my favorite spices: ginger, paprika, a spicy steak rub, salt, and some cracked pepper. The mixture was sprinkled over the salmon, then dotted with a bit of margarine. Baked uncovered for 20 minutes. Easy and soooo good. I really want my kids to grow up eating fish. It's so healthy, and so easy and fast to prepare. And $3.50 for the main dish? That's a good price!
Tonight's dinner was also easy and fast... and cheap.
$2.45 for 1 pk. (1.2 lbs.) of chicken tenderloins (When all chicken packages were 40% off a few weeks ago, I threw several in my freezer)


$.50 for 1 lb. box of Rozini rigatoni (also a sale that I stocked up on..)

FREE (with coupon) for 1 tub Philadelphia cooking creme

Plus veggies: onion, green pepper, corn. Not sure the cost.

1/2 c. Monterrey jack cheese. Not sure on the cost either, but I'm going to say $.50 if I normally pay $2 for a pound of cheese.

So I think I can safely say I payed about $4-$5 on the whole dinner, and we had plenty. A nice portion for lunch tomorrow is sitting in the fridge still.

In a large skillet, I cooked the chicken (cut up into bite size pieces) and diced onion and green pepper in a bit of margarine. Once the chicken was cooked through, I added the cooking creme and frozen corn (1 c.). (I would have liked to add cherry tomatoes, but sadly, I was out.) Heated all the through, then stirred into the cooked pasta. I transferred the whole thing to a serving dish and sprinkled with cheese. Viola. Easy, right? Good? Yes.


Love,

Coupon Class

Yup. I'm doing it. ☺

After several months of not knowing if this was the best idea in the world or completely lame, I decided on the former! We're having a coupon class at our church next Friday, March 25.

If ya want to come, please do!

There's gonna be cookies....

Seriously. I'm afraid I'll be there talking to myself.


Ok, not really. I have a couponing crazed friend who will also be teaching, so we can at least be yapping to each other if no one else shows. ☺

In other news, today is the most gorgeous day out. It's warm and sunny and perfect.

Leila is very very cheerful and is becoming very vocal. She's saying "AHHHhhhhhhHHAHHHhhhhh" right now. ☺You won't believe this but today as we were driving, she was fiddling with her car seat straps and on her own, she undid the top snappy thing. I was shocked. Hopefully, that was a one time fluke.

I have been soooo busy this week which is why blog land has been neglected entirely. My husband is planning a public school outreach for the last week of the month and I've been his "lovely" assistant. And we're also beginning to plan some ladies activities at church which has me all excited and nervous and busy and nervous some more. In all seriousness, I would greatly appreciate prayer over these ladies fellowships. We've never had anything like this at our church. The need is there. But the know-how is not. ☺ At least not in me! The "Ladies' Coffee & Coupon Class" is our first. I hope to have 2 or 3 "Ladies' Coffees" thorough out the year. In May, to celebrate Mother's Day, I'm planning a special luncheon. THIS is the big one that has me lying awake at night planning and thinking and praying. I so badly want the Lord to use these fun times to encourage and edify.

And that is all the blabbing I have time for, friends. Have a great day! If you're anywhere close to me, it's LOVELY outside and we should all find a way to be out in the sunshine enjoying it! ☺



Love,


Saturday, January 22, 2011

Diaper Deal

Despite the stack of diaper boxes sitting in Leila's closet, I needed more of her CURRENT size. Usually, the drugstores only carry the boxes in size 3 or larger, so I bought those for future use, while hoping that next week the smaller packages (in which they carry size 1 and 2) would go on sale. Well, that didn't happen soon enough.

Yesterday, I decided to look around Amazon for a deal... you see our town had a snow emergency yesterday so going out to the stores did not sound like a fun (or safe) way to spend my evening. I have one more pack in Leila's size, so waiting for a box to be shipped was okay.

Here is what I found:

228 Size 2 Luvs Diapers

Price: 35.54

If we stopped right there, it would still be cheaper than just going to WalMart and picking up a pack.

But... Amazon has a program called Amazon Mom, which gives you free 2 day shipping and (if you sign up for auto delivery every 1 month, 2 month... up to every 6 months- you pick) you save 30%.

So that brings it down to about $27. I think (remember... math is NOT my area of expertise!) that equates to $.14 per diaper. That, my friends, is a good price.

So I ordered a box. THEN... when my husband came home, he brought in the mail. And in the mail was a BabyTalk magazine, and in the magazine was a coupon code for 20% off an Amazon diaper purchase!!!

So I ordered another box. This one cost under $20. That is like $.9 per diaper. WOW.

A few things I feel I should address:

1. I like Luvs diapers. I will buy Pampers or Huggies when I've got coupons and they are on sale but truthfully, I think Luvs are just as good. Howver, if you really are loyal to a particular brand, you'll pay a bit more than the Luvs but you can still get a good deal.

2. BabyTalk magazine is free. You can sign up for it all over the Internet. I my honest opinion, it is mostly ads and the articles it does have, I fundamentally disagree with 90% of the time. BUT... it's free and it occasionally has coupons in it. ☺

3. Amazon Mom is free, and I can cancel the auto delivery at any time. It is a good deal so I may not cancel, unless Leila's grows out of size 2 before then. And with 456 diapers in this size, it's a good chance she will!

I just wanted to pass that idea along to other moms looking for a deal on diapers, and hey, "free shipping" is one of my favorite terms.

Love,


Thursday, January 20, 2011

Behold: The Stockpile

Some of you reading this post will think it is awesome. Some will think it is ridiculous. I completely agree with both views. ☺


I started being a "serious" coupon-ista about a month and a half ago. What I mean by this is that I went from casually snipping a few coupons for products I would normally purchase, thereby saving a few bucks here and there.... to clipping every single coupon out of the paper (and printing lots from online sources) even if it's a brand I normally don't buy or a product I've never tried. I still throw lots of coupons away (when they expire) but until then, I hang onto them waiting for a sale which will allow me to buy products for at least 75% off, in many cases free. It's become my hobby. Basically, I peruse the Sunday ads, keeping my eye open for items for which I have coupons. I use the Krazy Coupon Lady to help find the deals (and to learn the basics of couponing). I also like I am THAT Lady simply because she does coupon match ups for my local grocery store, which the first site does not.

It did not take long before I was in need of a shelf in my basement to contain my stockpile. Stockpiling is just part of the couponing world. Because when you find a great deal, why not get lots of it so that you NEVER buy something for full price. And also, many deals require a bigger quantity as specified by the sale and/or coupon.

Unlike many crazy stock pliers, I do not keep it all in one location. Though it's tempting to be able to display all of the beautiful merchandise I've obtained for little to no money, I really like having things closer to where I actually use them. And I'm blessed with the storage areas in our living space to do so.



So come along with me on a tour of my shopping trophies...



Firstly, the basement:
16 bottles of detergent, paid about $3 for each. Not as cheap as some I really prefer this brand.

And up above you saw lots and lots of toilet paper. I've lost count. I was going for a year's supply but it's difficult to calculate what a year's supply of TP is for our family. All I know is that those girls use more than they should! All of the rolls on the 3rd shelf and on the tables were FREE. The Scott packages on the bottom, and the paper towels, were cheap but not free. The tissues on top were free and the 10 cans of soup were .40 ea. Those 12 boxes of cereal were totally FREE.

Under my sink is several bottles of Scrubbing Bubbles cleaner that I bought for $1/ea. (only the tops are seen in the picture). What you do see is 7 boxes of dish washing detergent, bought for under a dollar each. And 17 bottles of Dawn dish washing soap which I got for FREE.
I've been snagging boxes of diapers for $13-$15. Those tubes of Huggies wipes were .75.




Behind the mound of tissue boxes (.75 for Kleenex brand) are 21 tubes Colgate Sensitive toothpaste. My husband needs sensitive toothpaste, which is pretty expensive. So when I saw the deal for these tubes for FREE, I bought a lot. I did have to pay sales tax, but for toothpaste that is normally $5, I will gladly pay just tax!
Also in this closet are almost 20 bottles of shampoo/conditioners, all costing me about $1 ea. What is not pictured are lots of pain meds., cold remedies, and Tylenol heat patches which were FREE.

So there you have it. And of course I didn't take pictures of my pantry or refrigerator. Would anyone like some yogurt? ☺ I've NEVER had a full pantry before. I feel like a squirrel storing up nuts for winter. My husband is enjoying my new hobby not just because of the fact that I am saving some real money (and therefore actually staying well within my grocery budget) but he gets a kick out of newly found appreciate for math. He's always been the one with the knack for math... he actually ENJOYS balancing the checkbook and figuring out how many miles he got out of a tank of gas, etc , Meanwhile I depend on the calculator on my phone more than I care to admit. But with all my figuring of percentages saved and breaking down the cost per unit... he just smiles at me as if he has finally converted me to a math lover.

Couponing: Saves money. Provides entertainment. Improves elementary math skills. Impresses husbands. ☺

Love,





Friday, December 10, 2010

Money money money!!!

Are you spending lots of it this month?

I'm not.

I've really been putting effort lately into saving money at the grocery store, and Christmas gifts. Coupons have been my friend for some time, as well as generic products and planning my meals around what foods (especially proteins) were on sale. A friend of mine recommended a site which has really been helpful to me:

Krazy Coupon Lady

Have you ever heard people celebrating their shopping trip where they walked away with $120 of stuff and paid $4.23?? Well this site explains how that kind of huge savings is accomplished. (Though I personally haven't gotten a deal like that yet! My best week was a little over $70 of stuff with about $13 out of my pocket.)

So I wanted to pass that nugget of info along to you in case you too are always looking out for ways to help your family's finances. It does take an investment of time. I would say about 1 hr. of planning for grocery trips... you have to look over the sales, find coupon match ups- either in the paper or online at the particular store site, or coupon sites. The Krazy Coupon lady does much of the match ups for you at the national stores but for my local grocery store, the "leg" (actually finger work!) work is up to me. I've also gotten great deals for Christmas gifts:

Bath and Body Works: FREE item (up to $13 value) with $10 min. purchase
and my BBW was having a buy 2, get 1 free sale, so I paid for 2 and received 2 FREE! =)

Hallmark: $5 off $5 purchase
and yes, I was that ultra cheapo hunting around for an item as close to $5 as I could find. = P Last week, I had two $10 off a $10 purchase, so I got a beautiful baby's first Christmas ornament for Leila for just a couple of bucks. Fear of 3rd child not having a traditional ornament and needing years of therapy to cope with the feelings of neglect....alleviated. ;) (TOTALLY JOKING!)

I've really gotten the biggest discounts at RiteAid. By combining manufacturers coupons, RiteAid coupons, either clipped out of the weekly flyer or from the Video Values program, along with the UP+ savings, I have really been stretching my weekly budget. And when you watch 20 Video values, you receive a $3 off a $20 coupon. Last month it was $4 off, and here is hoping that it goes back up in Jan.! Watching videos does take time (they are about 30 sec.s each)... but it produces real savings AND I can do this while nursing and cuddling Leila. In addition, RiteAid offers a special program for December "Gift of Savings" in which it's very easy to earn a $20 RiteAid gift card. Mine is in the mail already. There is also their single check rebate program. SO between allllll of that, I have been doing all my toiletry and household buying at RiteAid and been paying much less than even generic at WalMart. I have a family of 5 (fun to say that!) and have $80 weekly to work with. We've got to all be fed, cleaned, diapered etc. for $80 a week. So getting free toothpaste, cheap (but nice brands) shampoo, free razors, and diapers for at least 50% less than normal price is sooooo helpful.

The Krazy Coupon Lady, and I know many other sites, do a great job of breaking it all down for us so I won't go on any further. Just wanted to enlighten anyone who didn't already know that we can spend less!! It's takes time and prior planning. But the savings are significant and well worth it!

One last thing: every week that I do this, I get better at it. Just like everything else, practice makes perfect... so don't be discouraged if you don't save 75% on your loot at first. After you get home, take out your receipt and calculator, and figure out where you saved the most and where you didn't. ANY savings is better than none. But it's only a savings if you actually use/need the item. Don't buy something your family doesn't use just because it's cheap.

I think this is fun. And rewarding. I love coming home with my arms full of bags, but money still in my pocket. I figure out my exact savings and brag to my husband. He's really impressed with me. Every penny I save is one more he can spend on taking me on a date. =)


Love,