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Wednesday, April 22, 2009

We Are Homeowners!!!!

Yesterday we finally closed on our house! Closing went great and we no longer have any savings once we buy our appliances. Buying a house makes you go completely broke. I guess that is part of the journey.
Previous drama: Last week, we were suppose to close on Friday. Steve and I had all our plans of painting on Saturday and going out to eat on Friday after we closed. We found out last Monday afternoon there was a piece of paper the seller bank needed to sign before we were closed and they've had the paperwork for over a week now. In order to close by Friday we needed that paperwork back by Tuesday morning. The seller bank is in Washington D. C. and this is not the first time they have sat on paperwork. Well, after our realtor and financial lady from our bank called them we finally got that paper Tuesday afternoon. Well, the seller bank required they have 48 hours to look over the closing paperwork. Our hope of closing on Friday went out the door. We had to cancel reservations and plans. We were stressed because we have to be out of our apartment by April 30th and have to move this weekend. We thought if we did not close this week then we would have to back out of the deal or we would be homeless. Well, we signed an extension for Wednesday at 1p. Then they said we were possible could close Tuesday at 11a as long as we could get everything in from the seller bank. We did not get our hopes up. The title company worked with different people at the seller bank and were able to get everything in on time to close Tuesday.
We are so excited, it almost does not feel real we just bought a house. We really had a good realtor who fought for us until the very end with the seller bank and Wellsfargo was awesome with our loan and getting an low interest rate. We could not be happier. My in laws are in town to help us get the house ready and buy appliances. Which is so helpful because both Steve and I have to work. No vacation time left.
I will post pictures soon. Yeah! We own a house! :)