Member card Privilege

Tesco

spend RM1 earn 1 points

redeem

200 points = RM 1
so 1 point = RM 1 / 200
                 = RM 0.005
Cashback = RM 0.005 / RM1
                  = 0.005%

As 1 bag earn 4 points:

Thus bring 1 bag earn RM0.02
Notes: in my Tesco receipt 1 bag only gives 2 points! (RM0.01)

Jusco (AEON)

spend RM1 earn 1 points
redeem
2500 points = RM 20
so 1 point = RM 20 / 2500
                 = RM 0.008
Cashback = RM 0.008 / RM1
                  = 0.008%
(If redeem RM5 cashback 0.00625%)
(If redeem RM10 cashback 0.0067%)
P/S: Jusco Cashback higher than Tesco, but normally they sell things more expensive than Tesco)



Petronas
spend 1 litre (RM2.20) earn 3 points
redeem
1 points = RM 0.01
Cashback = RM 0.03/ RM 2.20
                  = 0.0136%

Shell Bonuslink
spend 1 litre (RM2.20) earn 1 points
redeem
1 points = RM 0.01
Cashback = RM 0.01/ RM 2.20
                  = 0.0045%

Petron

spend 1 litre (RM2.20) earn 2 points

redeem
1 points = RM 45 / 3000
              = RM 0.015
Cashback = RM 0.03/ RM 2.20
                  = 0.00136%


Notes: Petron cashback same as petronas, but I prefer petronas.
Reason: 
1. hard to accumulate up to 3000 Petron points
2. I can use discounted Petronas gift card to pump at Petronas