I have a warning for you all. Before you sign up for a credit card, make sure that whichever one you sign up with, they don’t poke their nose into your checking account. If you are signing up for a credit card that you have a checking account in the same bank they probably do that.
I have a credit card at the same bank that I have a checking account in. Now, I can’t do anything without it going on my credit card. I pay my bills on line. I’m charged for it. I use the ATM with the card of the same bank and it goes on my credit card. I pay for my prescription with my credit card and when my statement comes in at the end of the month it was marked charges for Health and Education but not the amount. In other words, it's all a tangled mess.