Center for Insurance Policy and Research

The NAIC-ARIA Insurance Regulation Research Partnership is seeking proposals from academic researchers to help clarify a request for research (RFR) on #titleinsurance. Proposals should outline the intended analytical approach to address the problem outlined in the RFR and specify state insurance department resources that would be requested throughout the research process. Click the link below to view the full RFR on #titleinsurance, expectations for academic partners, and contact information for submissions. Good luck researchers! https://lnkd.in/gttRckab

CIPR Research Fellow Dr. Joey Mattingly shared his PBM expertise at a Congressional fact-finding hearing today. Check out the replay of his comments on this important topic!

NAIC and CIPR are excited to partner with the Missouri Department of Commerce & Insurance, the Central United States Earthquake Consortium, and the MU Disaster and Community Crisis Center to deliver a free webinar discussing earthquake hazard information. Participants will gain knowledge on the latest critical information for assessing risk and keeping current with seismic activity and potential earthquake hazards. The webinar will also help participants develop a deeper understanding of earthquake insurance coverage and market dynamics. Additional organizers and presenters include FEMA and the Cascadia Region Earthquake Workgroup. Registration is free and continuing education (CE) credit may be available through your state insurance department. https://lnkd.in/gr9aXAqJ

Are you attending the NAIC Summer National Meeting in Chicago next week? If so, please join us for the CIPR session, "Measuring and Assessing (Homeowner) Insurance Affordability." During this session, panelists will discuss and answer pressing questions on affordability, such as what is driving insurance cost increases and what options do consumers have at their disposal. Additionally, trends in cost and metrics illustrating affordability changes over time will be presented. CIPR's Jeff Czajkowski will moderate a panel featuring NAIC Consumer Rep Amy Bach, Vickie Kilgore of the Insurance Research Council, and Lars Powell, Director of the Center for Risk and Insurance Research at the University of Alabama. This session will be held on Wednesday August 14th at 1pm CST. We hope to see you there!

Did you miss the JIR Journal Club discussion on Monday? The recording is now available via the CIPR Research Library catalog! Listen to the article's authors Lorilee Medders, Jamie Parson, and Matthew Thomas-Reid review their work on the use of gender rating in the auto insurance industry and check out the attached discussion questions. Thank you to the authors and all participants for creating another engaging and informative discussion! https://lnkd.in/gbgVKZnr

There's still time to register for the next JIR Journal Club, happening Monday July 29th at 11am CST. Sign up using the link below! https://lnkd.in/gs2P3hth

Join CIPR on July 29th at 11:00 CT for the next installment of our Journal Club webinar series. We will be discussing “Gender X and Auto Insurance: Is Gender Rating Unfairly Discriminatory?” by Lorilee Medders, Jamie Parson, and Matthew Thomas-Reid. This paper evaluates the use of gender as a rating variable in auto insurance given 1) the potential for unfair discrimination; 2) the complexities of non-binary gender identity; and 3) the modern capability to more directly measure driving behavior using variables other than gender. Please review the article before the webinar and bring your questions and observations. A brief executive summary is provided at the beginning of the article for your convenience. DRC credit will be available following participation. Register here: https://lnkd.in/gs2P3hth

Did you miss this week's webinar on Life & Health Guaranty Associations? Recording and materials are available here: https://lnkd.in/ghv6_pSZ

There's still time to register for tomorrow's webinar! Join us for the next Back to Basics event and learn something new about life/health guaranty associations. We look forward to seeing you there!

CIPR is pleased to partner with The Institutes Griffith Insurance Education Foundation for the next installment of our Back to Basics series, being held on June 25, 2024 at 1pm CST. This session will focus on life/health (L/H) guaranty associations, marking the first of a two-part series dedicated to understanding the guaranty system. Guaranty associations play a crucial role in safeguarding consumers and maintaining market stability. This non-partisan and non-advocative webinar will provide foundational knowledge to help inform important policy conversations. In this session, we will delve into the origins, evolution, and current status of L/H guaranty associations. In addition, through the regulatory lens we will explore the integration of guaranty funds within the solvency framework. Speakers include Dr. Evan Eastman of Florida State University, Janis Potter from the Illinois Life and Health Insurance Guaranty Association, and Donna Wilson from the Oklahoma Receivership Office. Register at the link below! https://lnkd.in/gn_xTcDk