Michael J. Hunter’s Post

#motivationalquoteoftheday #jimihendrix #knowledgeispowerifyouuseit

Great day for a drive! What are you doing on this fabulous Sunday? #sundayfunday #greatdayforadrive #southwesternontario

I love to help educate my clients so that that risk is mitigated. #riskmanagement #educationmatters #wealthbuilding

Do you own a permanent life insurance policy, (or are you thinking about getting one)? If you do, you’ve probably gotten one primarily to protect your loved ones. But over time, many of your financial obligations may have ended. That’s when your policy can take on a new life—as a powerful tool to make your retirement more secure and enjoyable. Permanent life insurance can open up options for you in retirement in three unique ways: 1. It can help protect you against the risk of outliving your assets. Structured properly, your policy can provide supplemental retirement income via policy loans and withdrawals. 2. It can maximize a pension. While traditional pensions are fading fast, those who can still count on this benefit are often faced with a choice between taking a higher single life distribution, or a lower amount that covers a surviving spouse as well. Life insurance can supplement a surviving spouse’s income, enabling couples to enjoy the higher, single-life pension—together. 3. It can make leaving a legacy easy. A permanent life insurance policy can be a fantastically useful and flexible estate planning tool. Your policy can also be used to pay estate taxes, ensure the continuity of a family business, or perhaps leave a legacy for a favorite charity or institution. Where to start? A policy review! If you’ve had a life insurance policy for awhile, schedule a policy review. Michael can help you assess your situation and adjust a current policy or structure a new policy to help you achieve your retirement planning goals. If you have no coverage at all, there’s no better time than today to get started. Life insurance is a long-term financial tool. And, health profiles can change at any time. If you’re healthy, you can lock in that insurability now and look forward to years of tax-deferred (yes!) policy growth. Retired already? The best thing you can do is meet annually with your planner to ensure your plans stay on track. Market conditions and family circumstances change, so that even the best-laid plans require course adjustments over time. Let's chat about how I can help you best. Book your time here → https://lnkd.in/gBM5MYc6 #lifeinsurance #retirementplanning #financialtools #abundance #differentmindset

Are you confused about the way to look at 'investment' vs. 'insurance'? I find many people are. Yet these are two very powerful financail tools. Let me share some insights. Understanding the difference between investment-led and insurance-led retirement strategies is essential for effective financial planning. 📈 An investment-led strategy primarily focuses on building wealth through investments in stocks, bonds, real estate, and other assets to fund retirement. While potentially offering higher returns, it also carries market risk and requires active management. 🪬On the other hand, an insurance-led retirement strategy emphasizes guarantees and protection provided by insurance products. These products offer security, predictable income streams, and protection against market downturns. They provide peace of mind and ensure financial stability in retirement. Understanding the nuances of investment-led and insurance-led approaches is crucial in designing a comprehensive retirement strategy that aligns with your financial goals and risk tolerance. It is my duty, mission and job to help people use the right tool for them. Let me know if you have questions or need help. #RetirementPlanning #Investments #InsuranceProtection

So I was scrolling through instagram and I see this cartoon. Here at MJH Financial, we have a slightly different way of getting you to your dreams. Reach out if you would like to reach your goals sooner and more comfortably. #fridayfunnies #dreamscancometrue #wealthbuilding

Have you been to Caledon Hills Brewing Company? It's a hidden gem in the heart of Palgrave, Ontario. Housed in a beautifully converted church, the pub offers a unique and charming atmosphere, whether you're seated inside with its cozy, rustic vibe or outside on the inviting patio. The staff is warm and welcoming, and the food is fantastic, perfectly complemented by their craft brews. I absolutely love this place! #caledonhillsbrewing #palgraveontario #craftbrewery #patioheaven #oktoberfest

I was honoured to be invited to be interviewed on a podcast called, 'Heartwork Heroes.' Amandeep is a great interviewer. He went in depth not only into what I do now, but what I did previously and whywhy. You can watch that interview on youtube here → https://lnkd.in/gV-vrMKz And be sure to watch his other interviews of other like-minded individuals. You'll be glad you did! #heartworkheroes #whyidowhatido #skilledinterviewers

(And the weekend is almost upon us!) #riseandshine #weekendvibes #endlesspossibilities

Today I want to tell you a story. Have you ever dreamed a dream so big that you didn’t think you could achieve it? This is a story of a young couple who had a dream. A dream so large that they almost didn’t believe it themselves. A dream so big and so scary, that they knew their friends wouldn’t understand. A dream so immense, that, even though it was so scary, and their friends wouldn’t support it, it excited them! It excited them so much that they were constantly researching and thinking and talking about their dream. And through their research, they started to find little steps they could take that would help them move forward. And those little steps led them to people who could help them take larger steps, and so on, and so on. Until one day, they realized that they were living their dream! Do you have a financial dream that you want to achieve? Would you like a more direct path to and an idea as to when you will reach that goal, if you follow a plan? Michael can help! Your first little step is to message Michael to set up a time to chat. You will discuss in detail, exactly what it is you want to achieve. Then you will need to gather some information for him. (Don’t worry, it is not that hard!) Michael will work his magic to show you a path to follow that will help you reach your dream and give you a date as to when you will reach that goal! Sound good? Remember, that first little step to living your big dream, is to set up a meeting with Michael. That’s it! Not so scary! If your dreams don’t scare you a little, they aren’t big enough! #dreambig #storytime #smallstepsbigchanges #liveyourdream