In this tough lending environment, car-buying seems to bottleneck at financing—but it doesn't have to. #AI can make #financing easy, efficient, and affordable for customers, and more profitable for #auto dealers! Find out how Upstart makes that possible 👇
Upstart
Financial Services
San Mateo, CA 208,314 followers
Our mission is to enable effortless credit based on true risk.
About us
Upstart (NASDAQ: UPST) is the leading AI lending marketplace, connecting millions of consumers to more than 100 banks and credit unions that leverage Upstart’s AI models and cloud applications to deliver superior credit products. With Upstart AI, lenders can approve more borrowers at lower rates across races, ages, and genders, while delivering the exceptional digital-first experience customers demand. More than 80% of borrowers are approved instantly, with zero documentation to upload. Founded in 2012, Upstart’s platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small-dollar “relief” loans. Upstart is based in San Mateo, California, and Columbus, Ohio.
- Website
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http://www.upstart.com/about
External link for Upstart
- Industry
- Financial Services
- Company size
- 1,001-5,000 employees
- Headquarters
- San Mateo, CA
- Type
- Public Company
- Founded
- 2012
- Specialties
- Personal Loans, FinTech, Marketplace Lending, Finance, Tech, SaaS, Data Science, Consumer Credit, Auto Lending, Lending, Consumer Lending, Credit, Machine Learning, Auto, Auto Software, Artificial Intelligence, and AI
Locations
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Primary
2950 S Delaware Street, Ste. 300
San Mateo, CA 94403, US
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711 N. High Street
4th Floor
Columbus, Ohio 43215, US
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811 Barton Springs Rd
Austin, Texas 78704, US
Employees at Upstart
Updates
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We’re excited to increase access to affordable credit with forward-thinking partners like Centerbridge Partners, L.P.
A Kirkland team led by structured finance partners Joel Weinberger and Jeffrey O'Connor represented funds advised by leading global alternative investment firm Centerbridge Partners, L.P. in the acquisition of a $400 million consumer loan portfolio from Upstart.
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Since partnering with Upstart, Commonwealth Credit Union has originated over $22M in personal loans and added more than 1,900 new members—many of them buying multiple products from the Frankfort, Kentucky-based institution. How’d they do it? 👉 https://lnkd.in/eC4759pP
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What's the future look like for electric vehicles? More affordable options, "coopetition" with China, and increasingly complex repairs (when necessary), says Automotive Ventures General Partner Steve Greenfield. Get his full take on #EVs on this week's Leadership in the Dealership podcast! 👉 https://lnkd.in/gDggpTCh
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Welcome, The Bank of Elk River, to the Upstart family of lending partners!
We're proud to welcome The Bank of Elk River to the Upstart family of lending partners! 🎉 As an Upstart lending partner, The Bank of Elk River is able to offer access to credit to more people through a fast, modern personal lending experience. #AILending #AccessToCredit Here’s what Pete Onstad, Director of Consumer Banking at The Bank of Elk River, had to say about the partnership:
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Don't get left behind. Join the fast-growing community of AI-certified #FinancialServices professionals. Leaders like Steve Gray at Maine Savings completed the AI in Financial Services online course and now have a strong understanding of AI and how to apply it—fairly and responsibly. Don’t miss out—register for free today to fast track your organization's knowledge of and use cases for #AI.
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Despite high interest rates, one thing remains clear — Americans need #accesstocredit. So, how can financial institutions lend safely in this environment? With the help of #AI. Learn more: https://lnkd.in/eDKCGTUV
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Upstart reposted this
AI Governance | FinTech | Payments | BaaS | People Connector | Regulatory Compliance | Risk Management | Marathon Runner | Author | Husband | Father
Highly recommend Upstart's AI Certification course. Jeff Keltner and his colleagues delivered engaging content that both informed and challenged me to think more holistically about risk mitigation. As a long-time AI optimist, I've understood the broadening of financial inclusion that fair underwriting models deliver, while also embracing the improvements in areas such as financial crimes compliance and capital deployment. My approach to AI Governance has sought to sincerely address regulatory concerns (and internal skeptics), while removing friction for customers and partners. Also want to express my appreciation to Heather Luciani, a leading industry strategist, for sharing this course with me and others. #aigovernance #ai #artificialintelligence #certification
Upstart AI Certification
aicertification.upstart.com
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How is CARite thriving in this tough credit market? By using Upstart's AI-powered auto financing. The result... More cars sold and more satisfied customers. Get the full story here: https://lnkd.in/gmpGpfrJ #auto #AI #financing #credit
CARite Case Study
goauto.upstart.com
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Excited to be named one of the world’s top #fintech companies - thank you CNBC! https://lnkd.in/dv2_8FhW
The world's top 250 fintech companies: 2024
cnbc.com