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Zero Fee Banking - Enjoy Zero Charges on All Savings Account Services

Still paying charges for Savings Account services? With IDFC FIRST Bank, enjoy Zero Fee Banking on your Savings Account. We are the ONLY Bank in India to offer Zero Fee Banking on ALL Savings Account services like IMPS, NEFT, RTGS, ATM transactions, Debit Card, SMS Alerts & 30 more services. What’s more? IDFC FIRST Bank has been recognized as a ‘Class Apart’ for fairness in our service charges on Savings Account by IIT Bombay & Moneylife Foundation.Read More

Read Less

zero

1

IMPS charges (outward)

2

NEFT charges (outward at branches)

3

RTGS charges (outward at branches)

4

ATM transaction Charges at IDFC FIRST Bank ATMs

5

ATM transaction Charges at Other Bank ATMs

6

Debit Card Issuance Charges

7

Debit Card Annual Charges

8

Debit Card Replacement /Re-issuance charges

9

SMS alert charges

10

Cheque book re-issuance charges

11

Cash deposit & withdrawal charges at branches (by number)

12

Cash deposit and withdrawal charges at branches (by value)

13

Third party Cash deposit and withdrawal charges at branches

14

Stop payment of cheque charges

15

Cheque Return – Deposited

16

Cheque Return – Issued

17

Demand draft/ Pay order issuance charges at branches

18

Demand draft/Pay order cancellation/ revalidation charges

19

Duplicate statement issuance charges

20

Duplicate Passbook issuance charges

21

Decline charges for insufficient balance at ATM

22

Doorstep banking - Cheque & Document pick up - Adhoc Request

23

Balance Certificate issuance charges

24

Interest Certificate issuance charges

25

Account closure charges

26

International ATM/ POS transaction charges

27

Standing instruction set up charges

28

Standing instruction failure charges

29

ECS return charges

30

Photo attestation charges

31

Signature attestation charges

32

Charges for retrieval of old transactional records

33

Charges for any deliverable returned by courier due to negative reasons

34

Address confirmation charges

35

I-Pin Regeneration charges

36

Debit Card Pin Regeneration charges

1

IMPS charges (outward)

2

NEFT charges (outward at branches)

3

RTGS charges (outward at branches)

4

ATM transaction Charges at IDFC FIRST Bank ATMs

5

ATM transaction Charges at Other Bank ATMs

6

Debit Card Issuance Charges

7

Debit Card Annual Charges

8

Debit Card Replacement /Re-issuance charges

9

SMS alert charges

10

Cheque book re-issuance charges

11

Cash deposit & withdrawal charges at branches (by number)

12

Cash deposit and withdrawal charges at branches (by value)

13

Third party Cash deposit and withdrawal charges at branches

14

Stop payment of cheque charges

15

Cheque Return – Deposited

16

Cheque Return – Issued

17

Demand draft/ Pay order issuance charges at branches

18

Demand draft/Pay order cancellation/ revalidation charges

19

Duplicate statement issuance charges

20

Duplicate Passbook issuance charges

21

Decline charges for insufficient balance at ATM

22

Doorstep banking - Cheque & Document pick up - Adhoc Request

23

Balance Certificate issuance charges

24

Interest Certificate issuance charges

25

Account closure charges

26

International ATM/ POS transaction charges

27

Standing instruction set up charges

28

Standing instruction failure charges

29

ECS return charges

30

Photo attestation charges

31

Signature attestation charges

32

Charges for retrieval of old transactional records

33

Charges for any deliverable returned by courier due to negative reasons

34

Address confirmation charges

35

I-Pin Regeneration charges

36

Debit Card Pin Regeneration charges


Disclaimer: With IDFC FIRST Bank Savings Accounts, enjoy Zero Charges on all Savings Account services. These services are being offered free in good faith, and in case of misuse of services, the Bank reserves the right to levy charges. Forex mark-up fee will be applicable on International ATM/POS/Debit card transactions.

IDFC FIRST Bank features in Category A in the report ‘Benchmarking reasonableness of Service Charges by Banks in India’, released on 22nd May 2024.