IDFC FIRST Bank
A valid UPI ID, bank account linked with the UPI ID, sufficient funds in the bank account, a smartphone and an internet connection
If you have a UPI app on your phone, open it and choose the credit card bill payment option. Enter the card details, the amount and pay.
Log in to your card account, choose bill payment, and select the UPI mode. Enter your UPI ID or choose a UPI app to pay