Can You Pay Your Credit Card Bill Through Any UPI?

With UPI, payments have become easy, convenient and quick. You can also pay your credit card bills with a UPI ID. Know how.

What you need

A valid UPI ID, bank account linked with the UPI ID, sufficient funds in the bank account, a smartphone and an internet connection

Payment through UPI app

If you have a UPI app on your phone, open it and choose the credit card bill payment option. Enter the card details, the amount and pay.

Payment through credit card account

Log in to your card account, choose bill payment, and select the UPI mode. Enter your UPI ID or choose a UPI app to pay

Things to remember

• You will need your UPI PIN to complete the payment
• If you have multiple bank accounts, choose an account with a valid UPI ID

• Look for offers such as cashback for more savings
• Pay card bills in full to avoid damaging your credit score

IDFC FIRST Bank Credit Cards allow UPI bill payments and offer attractive rewards and privileges.