Can You Gift Someone a Credit Card?

Looking for a gift for your loved ones?

An add-on credit card can be a good choice.
Let’s understand some rules before you apply for one.

What is an add-on card?

An add-on credit card is issued with a main or primary credit card. If you are using a credit card, you can get an add-on card with it.

Important rules

•Add-on cards can be gifted only to family members, i.e., spouse, children or parents

•The payment responsibility for add-on cards lies on the primary cardholder

•The benefits of the primary card are available on the add-on cards, too

•Additional charges might apply 

•The credit limit might be equal to or less than the primary card

•Add-on card transactions are recorded in the primary card’s statement 

•A consolidated payment is needed to clear the primary and add-on cards’ bills

•More than one add-on card can be issued

Choose the IDFC FIRST Millennia Credit Card and opt for free add-on cards for your loved ones with no strings attached