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  • As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.

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Unlock 250+ Mobile Banking services at your fingertips

Being Digital FIRST is a key philosophy at IDFC FIRST Bank. We are proud to present our advanced Mobile Banking App with over 250+ features for our customers so that they can bank with utmost convenience. We are delighted to share that we are ranked #1 Bank App in India as per FORRESTER. Also, we are India’s highest-rated Mobile Banking App on Google Play Store with over 1 Crore downloads and over 5 Lakh reviews as on 1st June 2024.
Enjoy features like Universal-search, Goal-based investing, electric speed Bill Payments & Recharges, Account Aggregator, Spends Categorisation, UPI on Credit Cards, Rewards & Redemptions - all in one app. That’s not all, we are India’s FIRST Bank to have a single sign-on app for business customers, offering on-the-go bulk payment, income tax, GST, customs duty, and connected banking with ERP solutions.Read More

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Mobile Banking App Features

Superfast Deposits (FD / RD)

Superfast Deposits (FD / RD)

Open your Fixed or Recurring deposit at attractive rate of interest in just 2 taps.

Full suite of UPI Payments

Full suite of UPI Payments

Scan any QR to make UPI payments within seconds. Send to & receive money from any mobile number.

Goal-based Mutual Fund Investment

Goal-based Mutual Fund Investment

Plan for your retirement, wedding, vacation and more with our Goal-based investment tool in just 3 taps.

Universal-search

Universal-search

With our Industry-best feature, find anything within the app by simply typing what you are looking for.

Connected Bank Accounts

Connected Bank Accounts

Link your other bank savings account on our app within seconds and track total balances & transactions.

UPI on Credit Cards

UPI on Credit Cards

Get a Digital FIRST Credit Card instantly through the app with UPI enabled payments to merchants.

Connected Mutual Fund Accounts

Connected Mutual Fund Accounts

Link your external Mutual Fund portfolios and track them at one place.

Pay & Manage your Bills

Pay & Manage your Bills

Pay all your household bills, recharges & subscriptions, with recurring payment option easily.

Spends Categorisation

Spends Categorisation

With our Industry-first AI feature, all your transactions get automatically classified into 23 categories like salary, groceries, travel, medicine etc

Curated Mutual Funds

Curated Mutual Funds

Industry-best research model that provides you with a curated list of mutual funds, basis your risk appetite.

Single Sign-on App (Business Banking ONLY)

Single sign-on App

Industry-first & only bank in India to offer a Single app for both your Business & Personal Banking needs.

Auto-sweep Fixed Deposit (Business Banking ONLY)

Auto-sweep Fixed Deposit

Industry-first & only bank in India to offer an auto-sweep FD on select MSME & Start-Up Current Accounts with no penalty on premature breakage. Earn attractive interest rates on FD.

Multi-user Handling (Business Banking ONLY)

Multi-user Handling

Create additional users instantly and collaborate with them on multiple transactions and business workflows. Delegate, restrict, or remove access at will.

 

Also access 250+ services on your IDFC FIRST Mobile Banking App for your everyday banking needs!

 

Rated #1 Bank App in India as per FORRESTER Digital Functionality Review : Indian Mobile Banking Applications, Q3, 2023.
India’s highest-rated Mobile Banking App on Google Play Store with over 1 Crore downloads and over 5 Lakh reviews as on 1st June 2024.

 

Digital Bank Account

Experience a Mobile Banking revolution

Do more with your mobile banking app! Experience Google-like search, track your spends and rewards, check your risk profile, invest in mutual funds, and much more!