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Apply NowSpecial loan for your micro-housing needs
Get micro-housing loan for home improvements, water & sanitation amenities at IDFC FIRST Bank
Special loan for your micro-housing needs
Get micro-housing loan for home improvements, water & sanitation amenities at IDFC FIRST Bank
Now avail a loan designed specifically for your renovation needs! With IDFC FIRST Bank Suvidha Shakti Loan, you can avail credit to meet various home improvement requirements like fixing water connection, sanitation or basic repair work.Read More
Features that make this a reliable loan option include –
• Wide coverage for loan purpose
• Loan applicable only for existing Sakhi Shakti CustomersRead Less
With the help of a rural housing loan, you can build a safe and drinkable water solution for your home. Under the water connection loan, IDFC FIRST Bank Suvidha Shakti Loan offers multiple micro loans such as
Take action on sanitation issues with the support of rural housing finance. With IDFC FIRST Bank Suvidha Shakti Loans, you can apply for the building and maintenance of your sanitation requirements. The type of sanitation work covered under this loan includes
Whether you want to upgrade your home décor or get urgent reparation work done, with IDFC FIRST Bank Suvidha Shakti Loan, you can apply for micro loans for home improvement work like
IDFC FIRST Bank Suvidha Shakti Loan is designed specifically for addressing social infrastructure & housing needs. Through this loan, one can avail of funds to cover various home improvement requirements like sanitation, water connection, basic repair work etc.
- Water connection:
· Household water connections
· Protected wells and boreholes/bore-well
· Hand pumps, rainwater harvesting systems, and water storage tanks/Water Purifier System
- Sanitation:
· Toilet or latrine construction
· Septic tank installation
· Sewerage network connection/underground drainage
- Renovation/Repair/Extension:
· Kaccha-to-Pucca Conversion such as the construction of a wall, roof etc.
· House extension, such as building a room, kitchen, walls, etc.
· Extension of house such as construction of room/kitchen/walls etc.
· Construction of a separate productive housing unit attached to the house for commercial activities such as:
· A small or cottage business or service
· Artisan activities
· Shop
· Agriculture and its related activities
· Home renovations and repairs, including flooring, roofing, plastering, brickwork, woodwork in windows, doors, and grilling, among other things
All existing IDFC FIRST Bank Sakhi Shakti Loan (JLG) members can apply for IDFC FIRST Bank Suvidha Shakti Loan.
IDFC FIRST Bank currently offers the Suvidha Shakti Loan in the range of ₹10,000 to ₹50,000 depending upon the eligibility of the applicant.
The maximum loan tenure offered on IDFC FIRST Bank Suvidha Shakti Loan is up to 36 months based on the applicant's eligibility.
No, you don’t need to pledge a collateral to avail of IDFC FIRST Bank Suvidha Shakti Loan. It is a collateral-free loan.
Sorry, but if you are not a current Sakhi Shakti Loan member, you cannot apply for a Suvidha Shakti Loan.
To apply for a Suvidha Shakti Loan from IDFC FIRST Bank, you will need any of the below officially valid documents with correct name and address:
- Aadhar Card
- Passport
- Driving license
- Voter ID
- Job card issued by NREGA (National Rural Employment Guarantee Act 2005) with the signature of a State Government official
- NPR (National Population Register ) Letter
Additionally, we will also need Property ownership proof such as:
- Electricity bills/Registered sale deed/Latest property tax receipts/Linked documents like city survey utara, 7/12 extract, panchayat certificate, Patta or any other document from any local authority as per market practice to prove ownership.
Yes, you can use the Suvidha Shakti Loan to repair the defunct toilet of your home.
Sorry, but if you wish to make renovations to a rental apartment, you cannot apply for a Suvidha Shakti Loan. You must provide documentation proving your ownership of the property you wish to modify or upgrade.
Yes, an End-Use Check of the constructed asset (water connection/ toilet/ renovation/ extension) is mandatory. It is mandatory to use the loan funding for the purpose for which it was availed.
There are no foreclosure charges on the Suvidha Shakti Loan. However, you cannot make part payments for this loan. To know about our other fees and charges, click here.