Explore all Credit Cards
Premium Metal
Zero Forex & Travel
Lifetime Free
10X Rewards
UPI Cards
Fuel & Utility
Showstopper
Credit Builder
More
Customer Support
Explore NRI Banking
NRI Savings Account
NRI Fixed Deposit
FOREX Solutions
Transfer to NRE
Markets & Beyond
Customer Support
Explore Startup Solutions
Explore Corporate Banking
Corporate Account
Cash Management Services
Supply Chain Finance
Corporate Lending
Treasury
NBFC Financing
Customer Support
BRAVO (Auto Sweep)
Explore Business Banking
MSME Accounts
Trade Services
MSME Loan
MSME Solutions
Debit Card
Offers
Customer Support
Explore Gift City
About Us
Investors
Careers
ESG

FOLLOW US ON :

Download Now

  • App Store
  • Google Play

Notifications

  • As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.

  • Activate your Credit Card within minutes and enjoy unlimited benefits

    Know More

  • One FASTag, three payments:Toll, fuel and parking

    The only FASTag with triple benefits

    Apply Now

Salary Account Fees & Charges

Open Account
Open Account

IMPS charges (outward) FREE NEFT charges (outward at branches) FREE RTGS charges (outward at branches) FREE
ATM transaction Charges at IDFC FIRST Bank ATMs FREE ATM transaction Charges at Other Bank ATMs FREE Debit Card Issuance Charges FREE
Debit Card Annual Charges  FREE Debit Card Replacement /Re-issuance charges FREE SMS alert charges FREE
 Cheque book re-issuance charges FREE Cash deposit & withdrawal charges at branches (by number) FREE Cash deposit and withdrawal charges at branches (by value) FREE
Third party Cash deposit and withdrawal charges at branches FREE Stop payment of cheque charges FREE Cheque Return – Deposited FREE
 Cheque Return – Issued FREE Demand draft/ Pay order issuance charges at branches FREE Demand draft/Pay order cancellation/ revalidation charges FREE
Duplicate statement issuance charges FREE Duplicate Passbook issuance charges FREE Decline charges for insufficient balance at ATM FREE
Doorstep banking - Cheque & Document pick up - Adhoc Request FREE Balance Certificate issuance charges FREE Interest Certificate issuance charges FREE
Account closure charges FREE International ATM/ POS transaction charges FREE  Standing instruction set up charges FREE
Standing instruction failure charges FREE ECS return charges FREE  Photo attestation charges FREE
 Signature attestation chargess FREE Charges for retrieval of old transactional records FREE Charges for any deliverable returned by courier due to negative reasons FREE
Address confirmation charges FREE I-Pin Regeneration charges  FREE Debit Card Pin Regeneration charges FREE

 

NON MAINTENANCE CHARGES

This account will remain a ZERO balance account till the time salary is getting credited. If the salary is not getting credited you are required to maintain the average monthly balance.

Product Platinum Plus Salary account Classic Plus / Platinum Salary account Classic Salary account Vishesh Salary account
Average Monthly Balance Requirement ₹ 50,000/- ₹25,000/- ₹10,000/- ₹5,000/-
Minimum Salary credit required ₹ 50,000/- ₹15,000/- ₹10,000/- ₹10,000/-
NMC (Non Maintenance Charges) If Salary upload is not sighteda for 3 consecutive months or AMB not maintained in last month # >= ₹40000 to < ₹50000 – ₹50/-
>= ₹30000 to < ₹40000 – ₹100/-
>= ₹20000 to < ₹30000 – ₹150/-
>= ₹10000 to < ₹20000 – ₹200/-
< ₹10000 – ₹400/-		 >= ₹20000 to < ₹25000 – ₹50/-
>= ₹15000 to < ₹20000 – ₹100/-
>= ₹10000 to < ₹15000 – ₹150/-
>= ₹5000 to < ₹10000 – ₹200/-
< ₹5000 – ₹400/-		 >= ₹7500 to < ₹10000 – ₹50 ;
>= ₹5000 to < ₹7500 - ₹250 ;
< ₹5000 – ₹500		 >= ₹2500 to < ₹5000 – ₹75/-
< ₹2500 – ₹200/-
# Notes #This account will remain a ZERO balance account till the time salary is getting credited. If the salary is not getting credited you are required to maintain the average monthly balance. In the event of a default in regular salary credits or maintenance of Average Monthly Balance as agreed between the bank and customer for the month (referred as ‘Default Month’), the bank will notify the customer clearly of the default and that either salary credit to be sighted or Average Monthly Balance for the account has to be complied in the subsequent month (referred to as ‘Notice Month’) else the NMC (Non Maintenance Charges) for the ‘Notice Month’ will levied and recovered. The bank may choose to notify by SMS / email / letter or by any other mode as the Bank may deem fit. It will be the responsibility of the customer to have a valid email id, mobile number and address updated with the bank at all times, failing which, the customer may not receive the notification/s and the Bank shall not be held responsible for the such failure or non-receipt of bank notifications. The NMC charges will be applicable as per the SOC slabs prescribed by the Bank time to time.


Disclaimer:

With IDFC FIRST Bank Salary Accounts, enjoy Zero Charges on all commonly used Salary Account services w.e.f. 1st March 2024. These services are being offered free in good faith, and in case of misuse of services, the Bank reserves the right to levy charges. Forex mark-up fee will be applicable on International ATM/POS/Debit card transactions. T&Cs are subject to periodic changes. All rights reserved.

Get in touch with us

Compliment

Give a compliment
Customer Support

Customer Support
Locate Our Branch

Locate our branch