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Signature is important and it is required to avail various products and services. To upload your signature
1. Go to More
2. Select Customer Service Dashboard
3. Select ‘Savings/Current Accounts’
4. Select ‘Upload Signature’ to upload your signature.
That's easy! Follow these steps to track your service requests:
1. From the home page of the app, tap on "Customer Service" section
2. Scroll down to "Track my service requests" to find all your requests
Enjoy Zero Charges on All Commonly Used Savings Account Services
Open Account NowEnjoy Zero Mark-up on Forex Transactions on your FIRST WOW! Credit Card
Apply NowIMPS charges (outward) | FREE | NEFT charges (outward at branches) | FREE | RTGS charges (outward at branches) | FREE |
ATM transaction Charges at IDFC FIRST Bank ATMs | FREE | ATM transaction Charges at Other Bank ATMs | FREE | Debit Card Issuance Charges | FREE |
Debit Card Annual Charges | FREE | Debit Card Replacement /Re-issuance charges | FREE | SMS alert charges | FREE |
Cheque book re-issuance charges | FREE | Cash deposit & withdrawal charges at branches (by number) | FREE | Cash deposit and withdrawal charges at branches (by value) | FREE |
Third party Cash deposit and withdrawal charges at branches | FREE | Stop payment of cheque charges | FREE | Cheque Return – Deposited | FREE |
Cheque Return – Issued | FREE | Demand draft/ Pay order issuance charges at branches | FREE | Demand draft/Pay order cancellation/ revalidation charges | FREE |
Duplicate statement issuance charges | FREE | Duplicate Passbook issuance charges | FREE | Decline charges for insufficient balance at ATM | FREE |
Doorstep banking - Cheque & Document pick up - Adhoc Request | FREE | Balance Certificate issuance charges | FREE | Interest Certificate issuance charges | FREE |
Account closure charges | FREE | International ATM/ POS transaction charges | FREE | Standing instruction set up charges | FREE |
Standing instruction failure charges | FREE | ECS return charges | FREE | Photo attestation charges | FREE |
Signature attestation chargess | FREE | Charges for retrieval of old transactional records | FREE | Charges for any deliverable returned by courier due to negative reasons | FREE |
Address confirmation charges | FREE | I-Pin Regeneration charges | FREE | Debit Card Pin Regeneration charges | FREE |
NON MAINTENANCE CHARGES
This account will remain a ZERO balance account till the time salary is getting credited. If the salary is not getting credited you are required to maintain the average monthly balance.
Product | Platinum Plus Salary account | Classic Plus / Platinum Salary account | Classic Salary account | Vishesh Salary account |
Average Monthly Balance Requirement | ₹ 50,000/- | ₹25,000/- | ₹10,000/- | ₹5,000/- |
Minimum Salary credit required | ₹ 50,000/- | ₹15,000/- | ₹10,000/- | ₹10,000/- |
NMC (Non Maintenance Charges) If Salary upload is not sighteda for 3 consecutive months or AMB not maintained in last month # | >= ₹40000 to < ₹50000 – ₹50/- >= ₹30000 to < ₹40000 – ₹100/- >= ₹20000 to < ₹30000 – ₹150/- >= ₹10000 to < ₹20000 – ₹200/- < ₹10000 – ₹400/- |
>= ₹20000 to < ₹25000 – ₹50/- >= ₹15000 to < ₹20000 – ₹100/- >= ₹10000 to < ₹15000 – ₹150/- >= ₹5000 to < ₹10000 – ₹200/- < ₹5000 – ₹400/- |
>= ₹7500 to < ₹10000 – ₹50 ; >= ₹5000 to < ₹7500 - ₹250 ; < ₹5000 – ₹500 |
>= ₹2500 to < ₹5000 – ₹75/- < ₹2500 – ₹200/- |
# Notes | #This account will remain a ZERO balance account till the time salary is getting credited. If the salary is not getting credited you are required to maintain the average monthly balance. In the event of a default in regular salary credits or maintenance of Average Monthly Balance as agreed between the bank and customer for the month (referred as ‘Default Month’), the bank will notify the customer clearly of the default and that either salary credit to be sighted or Average Monthly Balance for the account has to be complied in the subsequent month (referred to as ‘Notice Month’) else the NMC (Non Maintenance Charges) for the ‘Notice Month’ will levied and recovered. The bank may choose to notify by SMS / email / letter or by any other mode as the Bank may deem fit. It will be the responsibility of the customer to have a valid email id, mobile number and address updated with the bank at all times, failing which, the customer may not receive the notification/s and the Bank shall not be held responsible for the such failure or non-receipt of bank notifications. The NMC charges will be applicable as per the SOC slabs prescribed by the Bank time to time. |
Disclaimer:
With IDFC FIRST Bank Salary Accounts, enjoy Zero Charges on all commonly used Salary Account services w.e.f. 1st March 2024. These services are being offered free in good faith, and in case of misuse of services, the Bank reserves the right to levy charges. Forex mark-up fee will be applicable on International ATM/POS/Debit card transactions. T&Cs are subject to periodic changes. All rights reserved.