Lifetime FREE Credit Card with 10X rewards
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With credit cards, you can make routine purchases effortlessly. Apart from being more convenient, these cards offer amazing reward points and perks.
Most banks offer credit cards with a major downside where their reward points come with an expiration date, and sometimes, are even capped. But if you are an IDFC FIRST Bank Credit Card customer, you’re in luck as they offer unlimited reward points that never expire! You need to know how to redeem your credit card points regardless of which card you use, however.
IDFC FIRST Bank Reward Redemption Options
Lifetime free credit cards by IDFC FIRST Bank have numerous rewards programmes that you can redeem at any time. With your IDFC FIRST Bank Credit Card, you can earn up to 10X reward points when you make payments.
A credit-worthy customer deserves industry-best benefits when it comes to elevating their lifestyle. A credit card from IDFC FIRST Bank gives you an incredible 10X rewards points on all incremental purchases over ₹20,000 a month, while other banks give you 5X rewards when you transact with select merchants.
Not all of us enjoy shopping via a digital screen. Taking shopping offline, engaging our senses as we spend our money, is something many of us enjoy. IDFC FIRST Bank Credit Cards are designed to benefit both the digital and offline consumer, giving you 3X reward points on your offline and online spends.
If you’d like to redeem these credit points, you have many options to choose from. Here’s how to use the credit card reward points:
Each IDFC FIRST Bank credit card reward point amounts to ₹0.25, which means that four points amount to a rupee. Here’s how you can view how many credit points you have:
The Available reward points are the points that are redeemable at a given point. You can also view the points “earned in current period,” but note that these points can only be redeemed after your statement is generated.
Your IDFC FIRST bank card points can be redeemed and converted as vouchers for several e-commerce brands and platforms. You can also redeem these points anywhere and anytime while making an online purchase. Here’s how to redeem your credit card points in other ways:
Reward points are credit points you earn based on the number or quantity of purchases you make.
Once the transaction is completed, you will receive an email and SMS with the voucher details. These vouchers can be used the same way you would use any other voucher on the brand’s platform. For most brands, you can redeem vouchers on their website by entering the voucher code you receive.
The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.
The features, benefits and offers mentioned in the article are applicable as on the day of publication of this blog and is subject to change without notice. The contents herein are also subject to other product specific terms and conditions and any third party terms and conditions, as applicable. Please refer our website www.idfcfirstbank.com for latest updates.