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How to redeem your Credit Card reward points?

Key Takeaways

  • Credit Card Reward points are points you earn for the purchases you make.
  • IDFC FIRST Bank Credit Cards offer unlimited reward points that never expire and are as good as cash.
  • IDFC FIRST Bank offers simple and convenient ways to redeem your credit card reward points.
02 Sep 2021 by IDFC FIRST Bank
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With credit cards, you can make routine purchases effortlessly. Apart from being more convenient, these cards offer amazing reward points and perks.

Most banks offer credit cards with a major downside where their reward points come with an expiration date, and sometimes, are even capped. But if you are an IDFC FIRST Bank Credit Card customer, you’re in luck as they offer unlimited reward points that never expire! You need to know how to redeem your credit card points regardless of which card you use, however.


IDFC FIRST Bank Reward Redemption Options
 

Lifetime free credit cards by IDFC FIRST Bank have numerous rewards programmes that you can redeem at any time. With your IDFC FIRST Bank Credit Card, you can earn up to 10X reward points when you make payments.

A credit-worthy customer deserves industry-best benefits when it comes to elevating their lifestyle. A credit card from IDFC FIRST Bank gives you an incredible 10X rewards points on all incremental purchases over ₹20,000 a month, while other banks give you 5X rewards when you transact with select merchants.

Not all of us enjoy shopping via a digital screen. Taking shopping offline, engaging our senses as we spend our money, is something many of us enjoy. IDFC FIRST Bank Credit Cards are designed to benefit both the digital and offline consumer, giving you 3X reward points on your offline and online spends.
If you’d like to redeem these credit points, you have many options to choose from. Here’s how to use the credit card reward points:

How to view your IDFC FIRST Bank reward points?
 

Each IDFC FIRST Bank credit card reward point amounts to ₹0.25, which means that four points amount to a rupee. Here’s how you can view how many credit points you have:

  1. Log in to your IDFC FIRST Internet Banking account or mobile banking app
  2. Click on Credit Cards, and then select your credit card from the list of cards
  3. On the credit card summary page, click “See more about rewards.“

The Available reward points are the points that are redeemable at a given point. You can also view the points “earned in current period,” but note that these points can only be redeemed after your statement is generated.

How to redeem your IDFC FIRST reward points?
 

Your IDFC FIRST bank card points can be redeemed and converted as vouchers for several e-commerce brands and platforms. You can also redeem these points anywhere and anytime while making an online purchase. Here’s how to redeem your credit card points in other ways:

  1. Go to the IDFC FIRST Bank reward redemption portal and log in with your card number and mobile number
  2. Once you are logged in, you will see your reward point balance and its value in INR. Click on “Redeem Points” to start the redemption process.
  3. You will now see a list of brands that you can choose from like Amazon, Flipkart, Myntra, Puma, Big Basket, etc.
  4. Each voucher also shows the minimum purchase amount. For example, if you choose to convert your points as an Amazon voucher, you can purchase a minimum of ₹10 vouchers to a maximum of ₹10,000.
  5. Click on “Add to Cart” after you select the gift voucher to purchase.
  6. Enter the value of the voucher that you want to buy with the number of vouchers you want to purchase.
  7. Click on Proceed to checkout. On the next page, enter the delivery details of your voucher.

Reward points are credit points you earn based on the number or quantity of purchases you make.

Post-transaction process
 

Once the transaction is completed, you will receive an email and SMS with the voucher details. These vouchers can be used the same way you would use any other voucher on the brand’s platform. For most brands, you can redeem vouchers on their website by entering the voucher code you receive.

Disclaimer

The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.

The features, benefits and offers mentioned in the article are applicable as on the day of publication of this blog and is subject to change without notice. The contents herein are also subject to other product specific terms and conditions and any third party terms and conditions, as applicable. Please refer our website www.idfcfirstbank.com for latest updates.

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