Add a touch of
enchantment to everyday
adventures with Ashva

Earn ₹2,000 cashback as welcome benefit

1% Forex markup

Up to 10X Reward Points

Complimentary airport lounge access

More reasons to love the card

Upgrade to Ashva
A Metal Credit Card

Full name as per Aadhaar*

Please provide full name exactly as mentioned on your Aadhaar Card for KYC

Date of Birth* (DD/MM/YYYY)

Your Mobile Number*

Joining fee: ₹2,999 + GST

Annual fee: ₹2,999 + GST (2^nd year onwards)

Exclusive Inaugural Offer

Welcome Benefit

I hereby apply for IDFC FIRST Bank Credit Card(s) and accept that IDFC FIRST Bank is entitled in its absolute discretion to accept or reject this application. I hereby give my consent to the Bank to provide me a different card, in case I am not eligible for the product applied for. I am aware that the Bank reserves the right not to return the supporting documents given by me along with the application.

I confirm that I have read, understood, and agree to the MITC (Most Important Terms & Conditions, including Schedule of Charges), Key Fact Statements as well as the Cardmember Agreement, and I am aware they are available for reference on the IDFC FIRST Bank website.

The finance (interest) rates applicable to a Cardholder depend on internal policy parameters of the Bank. These are final and binding, and subject to change at Bank’s discretion.

I confirm that I have no insolvency proceedings pending against me nor have I ever been adjudicated insolvent.

I authorise IDFC FIRST Bank and/or its associates to verify any information or otherwise at my office/residence or to contact me/ credit bureau/RBI or any other source to obtain or provide any information that may be required for confirming credit card application or maintaining my account in good credit standing.

I hereby give my consent to IDFC FIRST Bank Limited for obtaining/authenticating/verifying my KYC details from CERSAI CKYC portal/ Aadhaar eKYC/ National Securities Depository Limited (NSDL)/ Any other service provider/ organisation as deemed fit by IDFC FIRST Bank Limited and permitted by Reserve Bank of India. I understand that as per directions of Government of India my KYC information will be updated by the bank in Central KYC Registry.

I consent to avail the complementary insurance covers as per approved card variant. Click here for details.

The cardmember undertakes and declares that if at any time it is discovered that there are any amounts due to the Bank against any credit facility, then the Bank shall have the absolute right to hold the No Objection Certificate (NOC) against any/all such facilities, without any prior notice.

I authorise IDFC FIRST Bank to disclose, from time to time, relevant information relating to my personal details (name, phone number, e-mail ID, address, age, date of birth and other such information), Credit Card(s) details (including any default in payments) to credit bureaus, regulator/s, government and investigation authorities, authorised financial institutions, any parent/subsidiary, Tax authorities, affiliate and associate of IDFC FIRST Bank, and to third parties engaged by IDFC FIRST Bank, for purposes such as marketing of services, fulfillment of card offers/benefits, proper operation of Credit Card accounts and other administrative services. I hereby consent and authorize IDFC FIRST Bank and/or its affiliates and associates and/or third parties engaged by IDFC FIRST Bank to send me information through WhatsApp/SMS/email alerts/post/any other way deemed fit by the Bank or/call me on my registered mobile number for the purposes of operation of the card, send Welcome Kit/monthly statements/marketing information and offers on the card and offering of various products and services of IDFC FIRST Bank through agent(s) and/or any third party(ies) or any of the product(s) of its group companies, subsidiaries, affiliates, co-brand partners.

I hereby declare that the details furnished in the application are true and correct to the best of my knowledge and belief and I undertake to inform IDFC FIRST Bank of any changes therein, immediately. In case any of the information is found to be false or untrue or misleading or misrepresenting, I am aware that I shall be held liable for it.

Answering all your questions

Is there Joining/ Membership/ Annual fee on the Ashva Credit Card?

Yes. The card has a joining fee (1st year) of ₹2,999+ GST and an annual fee (2nd year onwards) of ₹2,999 + GST.

When will I have to pay the joining fee?

The joining fee of ₹ 2,999 (+GST) will be levied instantly on card generation. You can pay for the fee before or after statement generation.

Can I use my card for online transactions till the physical card is delivered to me?

Your credit card will get activated as soon as you pay the joining fee. While your physical card is on its way, you can use the activated card for transacting online. Note that payments on the card are blocked until the joining fee is paid.

What is the joining benefit on the Ashva Credit Card?

Upon paying the joining fee, you will receive ₹500 cashback on each of the 4 transactions worth over ₹500 made using your credit card within 60 days of card generation. The joining benefit for the eligible transactions will be credited in the monthly credit card statement. Cash withdrawal transactions, the transactions which are reversed/refunded, fee and charges will not be eligible for the joining benefit.each of the 4 transactions worth over ₹500 made using your credit card within 60 days of card generation. The joining benefit for the eligible transactions will be credited in the monthly credit card statement. Cash withdrawal transactions, the transactions which are reversed/refunded, fee and charges will not be eligible for the joining benefit.

What will be my credit limit?

If you are applying for your first unsecured credit card by IDFC FIRST Bank, you will get a credit limit as per our internal policies.

If you already own an unsecured credit card by IDFC FIRST Bank, you’ll receive the same credit limit for the new card. The credit limit will be shared across all your IDFC FIRST Bank unsecured credit cards.

Important Documents

I hereby apply for IDFC FIRST Bank Credit Card(s) and accept that IDFC FIRST Bank is entitled in its absolute discretion to accept or reject this application. I hereby give my consent to the Bank to provide me a different card, in case I am not eligible for the product applied for. I am aware that the Bank reserves the right not to return the supporting documents given by me along with the application.
I confirm that I have read, understood, and agree to the MITC (Most Important Terms & Conditions, including Schedule of Charges), Key Fact Statements as well as the Cardmember Agreement, and I am aware they are available for reference on the IDFC FIRST Bank website.
The finance (interest) rates applicable to a Cardholder depend on internal policy parameters of the Bank. These are final and binding, and subject to change at Bank’s discretion.
I confirm that I have no insolvency proceedings pending against me nor have I ever been adjudicated insolvent.
I authorise IDFC FIRST Bank and/or its associates to verify any information or otherwise at my office/residence or to contact me/ credit bureau/RBI or any other source to obtain or provide any information that may be required for confirming credit card application or maintaining my account in good credit standing.
I hereby give my consent to IDFC FIRST Bank Limited for obtaining/authenticating/verifying my KYC details from CERSAI CKYC portal/ Aadhaar eKYC/ National Securities Depository Limited (NSDL)/ Any other service provider/ organisation as deemed fit by IDFC FIRST Bank Limited and permitted by Reserve Bank of India. I understand that as per directions of Government of India my KYC information will be updated by the bank in Central KYC Registry.
The cardmember undertakes and declares that if at any time it is discovered that there are any amounts due to the Bank against any credit facility, then the Bank shall have the absolute right to hold the No Objection Certificate (NOC) against any/all such facilities, without any prior notice.
I authorise IDFC FIRST Bank to disclose, from time to time, relevant information relating to my personal details (name, phone number, e-mail ID, address, age, date of birth and other such information), Credit Card(s) details (including any default in payments) to credit bureaus, regulator/s, government and investigation authorities, authorised financial institutions, any parent/subsidiary, Tax authorities, affiliate and associate of IDFC FIRST Bank, and to third parties engaged by IDFC FIRST Bank, for purposes such as marketing of services, fulfillment of card offers/benefits, proper operation of Credit Card accounts and other administrative services. I hereby consent and authorize IDFC FIRST Bank and/or its affiliates and associates and/or third parties engaged by IDFC FIRST Bank to send me information through WhatsApp/SMS/email alerts/post/any other way deemed fit by the Bank or/call me on my registered mobile number for the purposes of operation of the card, send Welcome Kit/monthly statements/marketing information and offers on the card and offering of various products and services of IDFC FIRST Bank through agent(s) and/or any third party(ies) or any of the product(s) of its group companies, subsidiaries, affiliates, co-brand partners.
I hereby declare that the details furnished in the application are true and correct to the best of my knowledge and belief and I undertake to inform IDFC FIRST Bank of any changes therein, immediately. In case any of the information is found to be false or untrue or misleading or misrepresenting, I am aware that I shall be held liable for it.