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Mike Cetera

Editor in Chief, Forbes Marketplace U.S.

About

Mike Cetera is the editor in chief for Forbes Marketplace U.S. Mike has written and edited articles about mortgages, savings accounts, CD rates and credit cards for more than a decade. Prior to joining Marketplace, his work appeared on Bankrate, The Points Guy and Fit Small Business. Mike earned a master’s degree in public affairs reporting from the University of Illinois and has been a journalist for more than two decades. He also has offered his expertise in numerous TV, radio and print interviews.

Mike Cetera is the editor in chief for Forbes Marketplace U.S., overseeing editorial teams that cover a broad range of consumer topics, including banking, credit cards, education, health, home improvement, investing, insurance, legal and small business.

Mike has been a journalist for more than two decades, working for print and digital publications. He holds two journalism degrees from the University of Illinois and worked in metro news for more than a decade prior to writing and editing in the personal finance space.

Mike has edited numerous award-winning series, including breaking news coverage of a medical helicopter crash that killed four people, including a young patient.

Expertise

  • Mortgages
  • Savings accounts
  • CD rates
  • Credit cards

Achievements

  • More than than 25 years of experience as a writer and editor
  • More than 15 years in digital media, including writing and editing on topics like banking, credit cards and mortgages
  • Journalism master’s degree from the University of Illinois

Other Publications

Education

Bachelor’s degree in journalism, the University of Illinois at Urbana-Champaign

Master’s degree in public affairs reporting, the University of Illinois at Springfield

  • Guardian Life Insurance Review 2024

    Guardian offers a range of life insurance policies, including term, whole and universal options. As one of the largest mutual insurance companies in the U.S., it has historically paid out life insurance dividends each year since 1868. We found that...
    Guardian Life Insurance Review 2024

  • Spirit Dental Insurance Review 2024

    Spirit Dental’s Core PPO plan offers excellent coverage with no waiting periods for coverage.
    Spirit Dental Insurance Review 2024

  • Allstate Life Insurance Review 2024

    We like that Allstate lets you get a quote for term life insurance directly on its website. But all of its policies come from other insurers, such as Protective. We’d recommend instead going to an experienced independent life insurance who...
    Allstate Life Insurance Review 2024

  • How Do ISO Fire Ratings Affect Home Insurance Rates?

    When calculating premiums, one of the factors that home insurance companies look at is the Insurance Services Office (ISO) rating where you live (where a rating is available). This rating indicates how prepared your local fire department is to handle...
    How Do ISO Fire Ratings Affect Home Insurance Rates?

  • Does Insurance Cover Dermatology?

    Taking care of your skin is often overlooked, but it’s an important part of your overall health. According to the National Institutes of Health (NIH), 1 in 3 Americans deals with skin issues at any given time. Additionally, 1 in...
    Does Insurance Cover Dermatology?

  • Best Loans For Bad Credit Of August 2024

    If you have bad or poor credit as defined by FICO (a score of 350 to 579), you won’t be able to qualify for a personal loan unless you apply with a co-signer. However, while some personal loans require credit...
    Best Loans For Bad Credit Of August 2024

  • Toggle Renters Insurance Review 2024

    Toggle, a subsidiary of Farmers Insurance, offers three levels of renters insurance and allows you to add other coverage, including identity theft and replacement cost coverage. The company also has a simple renters insurance quote tool on its website. You...
    Toggle Renters Insurance Review 2024

  • Best Credit Repair Companies Of September 2024

    Credit repair companies can help people rebuild credit after setbacks. They can also help you correct errors on your credit report. Many credit repair companies offer additional services such as cease-and-desist letters to creditors, credit counseling and debt negotiation. The...
    Best Credit Repair Companies Of September 2024

  • States With The Most Spoiled Dogs 2024

    While pampered pets can be found nationwide, dog owners in some states tend to spoil their pooches more than others. In fact, more than one in five dog owners (22.2%) have spent more money on Christmas gifts for their dog...
    States With The Most Spoiled Dogs 2024

  • Worst States For Drunk Driving In 2024

    Although drinking and driving is easily preventable, roughly 37 people in America die each day in drunk-driving car crashes. That’s one alcohol-impaired driving fatality every 39 minutes. Not only does driving under the influence bring grave danger to yourself and...
    Worst States For Drunk Driving In 2024

  • Over 70% Of Americans Are Financially Confident Despite Economic Changes, According To Survey

    A Discover Personal loans survey found that 74% of Americans feel confident about their finances and 32% have up to $29,999 saved up this year. Despite this, almost 20% of Americans cut back on expenses due to several compounding economic...
    Over 70% Of Americans Are Financially Confident Despite Economic Changes, According To Survey

  • Peer-To-Peer Fraud Statistics In September 2024

    Peer-to-peer transactions—typically accomplished by sending money through a smartphone app—have become ubiquitous. P2P spending is a common way to split checks, repay friends or purchase goods and services, things millions of Americans do every day in lieu of paying with...
    Peer-To-Peer Fraud Statistics In September 2024

  • How Would A Government Shutdown Affect Your VA Mortgage Loan?

    Congress is currently discussing a new government funding deal to keep the government from shutting down on November 17, 2023. If a shutdown occurs, several government-funded agencies will cease or delay operations until the government can establish new funding legislation...
    How Would A Government Shutdown Affect Your VA Mortgage Loan?

  • New Construction Boom: Single-Family Homes On The Rise This Quarter

    As mortgage rates rise and existing listings continue to dwindle, newly constructed homes are becoming more favorable to buyers. New single-family homes accounted for 30.6% of U.S. single-family home inventory last quarter, according to a recent Redfin report, which is...
    New Construction Boom: Single-Family Homes On The Rise This Quarter

  • Wealthfront Increases Its Cash Account APY To 5.00%

    California-based robo-advisor Wealthfront increased the APY on its Cash Account from 4.80% to 5.00% on November 3, 2023. All accounts automatically began earning the increased APY. now offers an APY that is competitive with some of the best high-yield savings...
    Wealthfront Increases Its Cash Account APY To 5.00%

  • Home Sellers Win $1.8 Billion In Damages In Realtor Fee ‘Conspiracy’

    The sellers of more than 260,000 homes in the Midwest who alleged that a “conspiracy” among real estate brokers forced them to pay oversized commissions have been awarded almost $1.8 billion in damages by a Kansas City, Missouri jury. Under...
    Home Sellers Win $1.8 Billion In Damages In Realtor Fee ‘Conspiracy’

  • Earn 5.30% APY With This New Capital One 10-Month CD

    Capital One is now offering APY with its 10-month 360 certificate of deposit (CD), currently its highest APY. You can open a CD account online or at one of its branch locations. The accounts have no minimum balance to open,...
    Earn 5.30% APY With This New Capital One 10-Month CD

  • Here’s How You Can Earn $100 From A $50 Deposit With Fidelity Bloom

    Earn a $100 bonus after depositing only $50 into a Fidelity Bloom Spend or Fidelity Bloom Save account. This offer is easy to qualify for, taking up to 17 days from opening an account to receiving your bonus. Currently, no...
    Here’s How You Can Earn $100 From A $50 Deposit With Fidelity Bloom

  • Fifth Third Bank Increases Its Checking Bonus From $250 To $325

    Fifth Third Bank has increased its checking account bonus offer from $250 to $325. Simply open an eligible checking account using the code on the Fifth Third Bank bonus offer page and complete qualifying activities. This offer expires on ....
    Fifth Third Bank Increases Its Checking Bonus From $250 To $325

  • 7 Peer-To-Peer Payment Scams And How To Avoid Them

    Peer-to-peer, or P2P, payment apps have become a popular way for people to quickly send money to each other. Apps like PayPal, Venmo and Cash App make paying friends or splitting bills super easy. But this convenience comes with a...
    7 Peer-To-Peer Payment Scams And How To Avoid Them

  • Trustco Bank Launches A New Mortgage Program That Offers Below-Market Rates To Existing Borrowers

    With mortgage rates currently above 8%, many buyers are postponing buying a home until market conditions improve. One bank is trying to entice home buyers back into the market with a unique mortgage offer for its customers. Trustco Bank, a...
    Trustco Bank Launches A New Mortgage Program That Offers Below-Market Rates To Existing Borrowers

  • CrossCountry, Guaranteed Rate And UWM Raise 2024 Conforming Loan Limits

    Three of the country’s largest mortgage lenders—CrossCountry, Guaranteed Rate and United Wholesale Mortgage (UWM)—raised their conforming loan limits to $750,000, or a 3.2% increase from the current limit of $726,000. These increases come ahead of the Federal Housing Finance Agency’s...
    CrossCountry, Guaranteed Rate And UWM Raise 2024 Conforming Loan Limits

  • Wealthfront’s Cash Account Now Offers FDIC Coverage Up To $8 Million

    Wealthfront has increased the Federal Deposit Insurance Corporation (FDIC) coverage for its Cash Account up to $8 million for individual accounts and $16 million for joint accounts. In the unlikely event that Wealthfront fails, your money is protected up to...
    Wealthfront’s Cash Account Now Offers FDIC Coverage Up To $8 Million

  • Varo Announces ‘Varo To Anyone,’ New P2P Feature For Banking Customers

    Varo Bank recently announced its new feature, “Varo to Anyone,” a free peer-to-peer payment service for Varo customers. It’s a secure way to send your friends and family money, all with no fees. Even if your friends don’t have a...
    Varo Announces ‘Varo To Anyone,’ New P2P Feature For Banking Customers

  • Learn Meditation And Take Out A Loan With Guaranteed Rate’s New Consumer-Focused App

    Taking out a loan can be stressful for some borrowers. If you’re looking for a platform to find a mortgage loan that fits your budget, Guaranteed Rate has a new consumer-focused app for you. Guaranteed Rate offers conventional home loans,...
    Learn Meditation And Take Out A Loan With Guaranteed Rate’s New Consumer-Focused App

  • Earn Up To $4,100 With This Generous New BMO Offer

    For a limited time only, BMO is offering up to $4,100 when you open a personal checking account and a Relationship Plus Money Market account. To earn this generous bonus, your new accounts must be opened using a promo code...
    Earn Up To $4,100 With This Generous New BMO Offer

  • All-New Enhancements To American Express Business Blueprint Program

    American Express announced new enhancements to its cash flow management hub, American Express Business Blueprint, which offers a smoother digital experience and better data analytics to small business card members. The upgrades specifically target the My Insights feature and the...
    All-New Enhancements To American Express Business Blueprint Program

  • New Real Estate Company Offers Mortgages as Low as 2%

    Today’s mortgage rates still hover above 7%, causing some buyers to postpone their home-purchasing plans. One real estate startup is offering homebuyers an opportunity to purchase their homes with interest rates as low as 2%. Roam, a new platform for...
    New Real Estate Company Offers Mortgages as Low as 2%

  • Here’s How To Snag A $250 Bonus On A Rewards Checking Account With American Express

    The offers in this post have been updated or are no longer available. Please see the issuer site for current product information. American Express is offering a limited-time bonus of $250 when you open a new Rewards Checking account by...
    Here’s How To Snag A $250 Bonus On A Rewards Checking Account With American Express

  • What’s The Difference Between PPO And HMO Health Insurance?

    Health maintenance organization (HMO) and preferred provider organization (PPO) plans are two of the most common types of health insurance plans, but they differ in many ways. HMOs are known for their provider networks and lower costs. They are also...
    What’s The Difference Between PPO And HMO Health Insurance?

About

Mike Cetera is the editor in chief for Forbes Marketplace U.S. Mike has written and edited articles about mortgages, savings accounts, CD rates and credit cards for more than a decade. Prior to joining Marketplace, his work appeared on Bankrate, The Points Guy and Fit Small Business. Mike earned a master’s degree in public affairs reporting from the University of Illinois and has been a journalist for more than two decades. He also has offered his expertise in numerous TV, radio and print interviews.