My Market Outlook (very humble opinion nia...)

I don't usually blog about politics or the economic, but I'm gonna right now.

Our Central Bank cuts Overnight Policy Rate (OPR) by 75 basis point to 2.5%.
In my very humble opinion this is a HUGE cut !
Great news for people with borrowings cause Bank loan is gonna be cheap, and I mean dirt cheap.
Base Lending Rate (BLR) was adjusted to 6.5% on 1 Dec 2008 from 6.75%. Banks are currently lending at BLR - 2%, which means borrowers only pay 4.5% pa !!!
Back track, 15 years ago......Lending rate was like more than 10% !!!!!! insane.
With the further cut in OPR, we are gonna see further drop in lending rate.

Sad news for FD depositors, as the interest rate gonna be a real 'kacang putih'.
So kacang putih, your interest ain't getting you anywhere, you might as take put your cash and go for a holiday.

I'm happy that I bought my Euros and USD on time before the announcement.

Happy 2009 ! Gals day out

Last week, we start our new year with a HIGH NOTE at Red Box Gurney.





After our K-session, we had 6 hours to kill before our steamboat session.

So, what would 4 gals with a camera do in a big shopping mall ?

Think

Think

Think




What else....other than cam-whoring in a fitting room.

4 gals (including our cameragal, TBH) inside a fitting room. This is LCE at its best !!!!

At Cheryl's cozy apartment for some light snack before our steamboat. Stomach growling like crazy.....bought 1 french loaf and TBH, KPL and myself finnish half before Cheryl could finnish preparing her "tomato dip". But the hostess couldn't care less, as she seemed to be enjoying herself cutting the tomatoes and garlic.......

cut cut cut cut.........

TBH, so hungry....holding the loaf tightly to prevent KPL from finnishing the entire loaf.
ei, aye lian....can u please hurry up? hungry already.
No need to peel the garlic skin la.

Buffet steamboat.

Bon apetite ! We had 2 types of soup : chicken feet with dates and peanut soup & tom yam soup.
We all love the chicket feet soup and TBH loves her 'bebola'
(fish maw).


3 gals and 1 plate of fried something........

More cam-whore

We couldn't stand the untie who sat right behind me with BIG bushy hair. Like Alleycat.
I told KPL that if a mosquito accidently flew inside her hair, it would get lost and couldn't find his way out.

Our main focus is the auntie's hair.

TBH also join in the fun. This usually happen when you ate too full....make fun of people.


CHEERS AND HAVE A BLESSED 2009 !!!

Pokkai !

WARNING !!! If you have a faint heart, please skip this page right now.

I went back to Penang last wekeend to have a day out with the gals. Thousand apology gals as I have yet to find time to post some of our cam whores over here. I will soon, promise.

In the meantime, let me disgust you with these pictures I took when I got POKKAI in front of Ghee Hiang mansion on Sunday.
Yes, after buying few boxes of tau sar pneah to bring back home............
was chatting with mum, I tripped and landed on my shin at the tip of the concrete stairs !!!

The 2 Singaporean guys (by their car number plate) must have seen me fell down, stared at my direction did nothing. Maybe they're confuse, or don't know what happened.

Excrutiating pain la, bit didn't want to create a scene and I quickly got up and went inside the carr to check-out the damage................

Here goes.......
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The last time I got this much damage to my leg is when I fell down from my bicycle while chased by a mad dog, like 15+ years ago????