Since our move to Peoria Finnigan has developed a acute fear of all things creepy/crawly, this includes fuzz even after he figures out that it is just fuzz. The other day on the way home from the post office Finn began screaming as if he was being stabbed and I could not get him to stop, when we got out of the car he was drenched in sweat (not due to the AZ heat) and would not uncover his eyes until we got into the house, this was all due to a small fly that flew into the car.
I called Anna remembering a similar thing happening for Lucy with dogs. Anna said we had to fight magic with magic, in the child's head the bug could really turn into a monster and hurt them. After talking to Anna we went and bought Finn a "magic watch" to protect him from all the bugs, so far it seems to be working, we will see how it holds up when another bug flies int the car.