Saturday, August 20, 2011

A Little Crazy...

Can you tell I have been going a little BLOG CRAZY lately?
It helps me sort through my own thoughts...

Still no word on if the amendments on the contract for the house have been accepted.
Hopefully we know by Monday.

Then we can make THE decision!

Friday, August 19, 2011

An Entire Horde of Happy Posts...

I have decided that I need to stop focusing on all the negative (and yet still exciting) aspects of my life. I have so much to be happy and grateful for so I thought I'd put up a couple of posts full of the people that make me the most happy in my life. You will have to excuse the photography and try not to judge my skills too harshly since these were more spur of the moment memory pictures for me.

My daughter turned two and we went to Denny's for lunch and then a park with water and a beach afterward. It was so much fun, and both kids had a blast! I wasn't feeling too well but I tried to keep up a happy face for my little girl on her big day.

Aiden was even super excited because he got a brand new water bottle with a football on it. It's the little things that make my kiddo's so happy. Perhaps I should take some lessons, eh? :)










My pregnancy has been extremely hard this time around. I tend to have hard pregnancies- but this just feels different. I am now 16 weeks and will set up my ultra sound in three weeks at my next doctors appointment. Yes we will ask to know what it is... but we aren't rooting for either gender at this point. What ever this little bean monster decides to be will be exciting!

I think Aiden is starting to understand that mommy has a baby in her belly because he has become quite the little "daddy" himself. He carries "babies" around with him everywhere he goes and takes great care of them. He even is helping Shaylee try to become a better mommy. At this point she gets frustrated and throws her baby across the room and storms off. Aiden is being quite patient with her! HAHA! :) It really warms my heart.

Today is the day we decide to walk or not on the house. I haven't heard back on the title "amendment" we have asked for. If they don't agree to a title amendment giving us more time on the inspection then we will kiss the home goodbye. We don't see the point in shelling out money for an inspection on a house that may never get a cleared title anyway. I have been stressed about it in the past... but today I actually woke up with a calm. I decided to lay it in the Lord's hands. I have a hard time with this sometimes and it takes me awhile to hand my problems over, but I finally humbled myself enough to do so. At this point there isn't any more Josh and I can do... so we wait... some more. But that's okay now. I'm waiting with a calm.

Anyway- I hope you enjoy the pictures because the next three posts down are all new too!
Love Nichole

Private School... Park?!

Josh found this private school hidden away
just down the road from where we live....
It has a super huge field,
and quite the play area....

It was a nice peaceful evening together as a family.
Other families showed up that probably belonged to the school...
so we quietly and QUICKLY snuck away! HAHA!









The lighting was absolutely HORRIBLE... so pardon the pictures! :P

Shaylee's Eye...

My daughter was running away from me
as I chased her down the sidewalk at the park.
Just as I said, "Slow down booboo!!!" ...
she tripped over her own chubby little legs.

It was so sad to see her go flying face first into someone else's jogger stroller.
As soon as I picked her up I could see this wasn't going to be just a little owie...
so Josh drove all of us immediately to a walk-in clinic.

The doctor said that there wasn't any apparent breaks-
she didn't feel any crunching. *shiver*
And Shaylee's eye wasn't getting stuck in any direction...
so we went home w/o any CAT scans or Xrays.

There still may be a slight fracture-
but from how quickly she's healing I'd say she's one lucky little lady!




Even with a big owie- she's still quite beautiful to me! :)

Trip to the Beach...

We have been spending a lot of quality time going and exploring new parks and beaches with friends. My friend Karena came along and showed us this one in Ballard. My children had a blast! Especially getting seaweed all over themselves! :)




They even took Aiden's superman and Shaylee's new mermaid down!
Their toys had so much fun too! :)

Love Nichole

Monday, August 15, 2011

A Week...

Our Realtor told us to give the house one more week. If the huge paper mistake made by Fannie Mae (apparently) isn't corrected then he suggests we move on. I guess I've been preparing for this but it really makes me sad because there isn't a whole lot more available. Apparently during this month of waiting the market has gone up a little bit. I had a little break down earlier because all I want is a safe home for my children. My daughter got out of our apartment yesterday during dinner. It obviously wasn't a huge deal because we were right there, but she did get far enough away the entire apartment complex saw me chase my daughter down the sidewalk in my slip.

It's time for my children to have a fenced-in yard to play in. It's time for me to have a space to grow a garden and become more self-reliant as we are taught to be by our prophet. It is flat out time and I feel it deep with-in my soul, but because of someone else's ignorant quick actions we may have to walk from one home to a market that is so unsure we may not find another home for a long time yet. And to tell you the truth, that angers me.

I am so frustrated with this system I could scream, spit, and strangle. We have signed the same documents because of "mistakes" and addendum's the other side keeps changing THREE TIMES! Okay, people. Once- understandable and even expected. A second time? Annoying but whatever. A THIRD time? ENOUGH IS ENOUGH! It has become unprofessional! And today? They asked for another copy/ proof of our certified check from the bank because the bank's branch address was under "location" and not the address of the home we are trying to purchase.

HELLO?!

Isn't this a banking institution we are dealing with? I worked at a bank almost six years ago as a teller- and even I know that the banks branch goes there, NOT THE HOUSE. It is our banks policy to have that there just in case something "bad" ie. fraud, illegal, fake, is connected with the check so they can FIND where it was originated.

So as you can see... my faith in being a first time home buyer is dwindling quickly. If I, a house wife can find where all the problems are before the seller or title company can then something is wrong. This is THEIR job to do the research. Not mine- but thank goodness I have the know-how and knowledge to get the job done or we'd be hurting in a completely different way in a few years.

Perhaps I should find my way back into the banking institution so that I can help protect those naive to this process. I'm thinking, from what I've seen thus far, it can't be THAT hard. Right?!

Monday, August 8, 2011

To Be... Or NOT To Be (our house?)

For the last month we have been playing a vicious game of yo-yo and cat and mouse. We found the most beautiful home and were AMAZED to find out it was in our price range. Although we were approved for more, we were adamant with ourselves and our Realtor we would not go over a specific price point so that we have some breathing room. Needless to say, when we saw this home our jaws dropped and our hearts leaped. Could this be our home???


It really is a BEAUTIFUL home; inside and out. It's 1696 sqare feet with 3 bedrooms and 2.5 baths. The pictures I have to show you (stolen of course from the listing!) only show two bathrooms and part of the house but they do the job. The master suite is huge, as is the second bedroom. Since we have our third baby due in February having a large second room is a must since two children will always share in this home. There is a laundry room and a two car garage as well. And the backyard is 2/3rds larger than the picture shows... enough room for my kids to actually be kids.

Pictures:::









Now don't think this is too good to be true... because the truth is we have been going through quite the drama since we decided to bid on it. Once we decided to bid we have been sitting on egg shells waiting to hear back from either Realtor or lender. We offered asking price and were informed that there were multiple bids going on at the time. We also were told we were very competitive but we would have to wait. A week later at 8 am. I got a call that made me cry. REMEMBER- I'm pregnant. HAHA!

We won the bid.

During the bid war we were informed that there may be a title issue; were we still interested? After conferring with my father and through lots of prayer we decided that yes... it was okay. If it was a big deal we'd make the final decision once we knew. After that we were assured through the listing agent that the title issue had been resolved. Still treading carefully we ended up firing a lender and finding another lender- WHO IS BOMB BY THE WAY!!!- who did finally drudge up some misery on our end.

The home is a townhouse and was listed as such; however, the public property tax records list it as a condo. (My husband and I did some digging around on the unit.) Bringing this question up with my new lender we have found that that is part of the title issue that was "resolved." Quotes because it's still in the air. Now we have to figure out if there are HOA dues which we can't find ANYWHERE since the contractor went out of business. And... worst case scenario I came across from all my snooping today... the parcel numbers between the two units were confused years ago. So apparently we are buying the neighbors house according to the records.

GREAT SCOTT!

That is a HUGE mistake?

How does one work in any part of the taxing/ property/ housing market and NOT catch that? How was this mistake EVER made???

That said- we ARE currently under contract... but we may have to make a decision shortly on if we walk from this beautiful move-in ready home, or move on and continue our hunt.

Praying and fasting will be going on in this home and I know it will all work out the way that will work best for our family. I just hope that this mess gets resolved before the woman that owns the other unit decides burning both units would be in her best interest! HAHA! *JUST KIDDING!*

Wish us luck! And let me know what you think???