ZiggyZag

Tuesday, August 29, 2006

Should You Stay or Should You Go?

Should You Stay or Should You Go?
by David Bach
Tuesday, August 15, 2006

Last month, I wrote a column called "Five Steps to Getting a Bigger Raise." I've had a lot of people stop me on the street this summer to talk about that article.The feedback (both good and bad) has been incredible. One woman named Barbara told me that she literally followed the steps to the letter and was able to increase her income by nearly 50 percent.


She had a meeting with her boss that lasted less than an hour, and after laying out her reasons for feeling she deserved a raise and adding a specific dollar amount to her request, her boss said "yes"! She was shocked, thrilled -- and mad, because she regretted not meeting with her boss sooner.

Knowing When It's Time to Get Out
I had the opposite experience with a gentleman named Fred. Fred noticed me in a New York airport and proceeded to tell me I was "outta touch with reality." He said, "David, my boss is never going to give me a raise. I work for a jerk, the company is poorly run, and they don't care about their employees. So what do you think about that?" My response was simple -- "quit." Fred didn't like my response, and that reminded me that often, what we know we need to do is sometimes the hardest thing to actually do.


Friends, summer is almost over. Hopefully yours has been fantastic and you're recharged to hit it hard this fall. If you're going back to a job you love, try to get a raise by using my five steps, just like Barbara did. They could change your life.

But if you're really not excited about going back to work this fall, it may be time to rethink what you do or where you do it. These signs can help you decide whether it's time to quit:

1. You truly hate what you do.
Let's start with a simple question: Do you hate what you do? If the answer is yes, the next question is not should you quit your job, but when will you quit your job.


I have no idea what your financial overhead amounts to or what your debt is. What I do know is that even though life is short, doing something with it that you hate will only make it seem very long and very miserable.

I've dedicated my life to teaching others how to be smarter with their money because I believe that money frees people to live great lives. And I've learned that, for many people, the goal of setting aside six months' worth of expenses is often enough to free them from a job they hate.

But it can often take even less than that. Sometimes you simply need to quit your job before everything is perfect, because life is worth more than money.

2. You asked for a raise and the answer was "no."
If you're truly working your butt off week after week, month after month, and year after year, and you're not getting raises or growing your income, something is wrong. You can attempt to rationalize the situation, or you can do something about it.


Even if you get just the national average annual raise (a little less than 4 percent), in five years you will have increased your income by over 20 percent. You need these increases to be able to keep your head above water financially. The increase in the cost of gas alone requires that you earn a raise.

However -- and this is important -- the key is that you earn it. I'm not talking about taking the attitude "give me a raise because of inflation." That will get you nowhere.

3. You work for a company you don't respect.
If you're not being paid well and not getting raises, and on top of that you don't respect the company where you spend 40 hours or more a week, that's a pretty amazing sign that it's time to come up with a plan to quit.


So be honest with yourself right now: Do you respect the company you work for? Do you like what it stands for? Do you like what it does? Does it care about you and its customers? Does it have a plan for the future, or is it living in the past?

4. You work for a company that doesn't respect you.
The fact is that not all companies are created equal. There are bad, good, and great companies, and they all treat their people in radically different ways. Does your company respect you? You pretty much know the answer, don't you? Here's a powerful list of the top 100 companies to work for. Year after year, these companies win awards for treating their employees with respect.

5. You're bored to death and not challenged.
This is the hardest sign to recognize because it can change over time. You may be one promotion away from new opportunities, but things can be pretty brutal if you've been bored out of your mind for years. It can happen, by the way, even when you're experiencing tremendous success, getting raises, and working for a great company. It can happen when you run your own business. It can happen when you've worked for 5, 10, 20, or 30 years and achieved all you ever dreamed of achieving. And, yes, it can happen even sooner than that.

Plan Before You Go
Often, we reach a point where what we do simply doesn't work anymore.
We're not fulfilled. At that point, you have to ask yourself if it's time to change where you are, or what you do where you are. I'm not being cavalier here by suggesting that you simply quit your job today. What I am suggesting is that you think about these five signs. Ask yourself the questions. Talk them over with someone you love. If you already know that the answer is "yes, it's time to quit," then it's time to start planning the "I quit" date.


Be smart, think it through, and once the decision is made, congratulate yourself for not settling on the status quo. Quitting a job often requires that you step outside your comfort zone -- not always an easy thing to do. But once you've done it, new and exciting opportunities await. Good luck.

The Automatic Millionaire is the registered trademark of David Bach and FinishRich Media, LLC.
The columns, articles, message board posts and any other features provided on Yahoo! Finance are provided for personal finance and investment information and are not to be construed as investment advice. Under no circumstances does the information in this content
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posted by ziggyzag at 9:08 PM 0 comments

eat to cure

HEADACHES : FISH (PROTEIN)
Eat lots of fish as fish oil helps to prevent headaches. So does ginger which reduces inflammation and pain.

HAYFEVER : YOGHURT
Eat lots of yoghurt before pollen season.

STROKES : TEA
Prevents buildup of fatty deposit on artery walls with regular doses of tea.

INSOMNIA : HONEY
Use Honey as a tranquilizer and as a sedative.

ASTHMA : ONIONS (RED)
Eating onions helps ease constriction of bronchial tubes.

ARTHRITIS : FISH
Salmon, tuna, mackerel and sardines actually prevent arthritis.

UPSET STOMACH : BANANAS, GINGER :
Bananas will settle an upset stomach. Ginger cures morning sickness and nausea.

BLADDER INFECTIONS : CRANBERRY JUICE :
High-acid cranberry juice controls harmful bacteria.

BONES PROBLEMS :PINEAPPLE
Bones fractures and osteoporosis can be prevented by the manganese in pineapple.

PMS : CORNFLAKES
Women can ward off the effects of PMS with cornflakes, which help
reduce depression, anxiety & fatigue.

MEMORY PROBLEMS : OYSTERS
Oysters help increase your mental functioning by supplying much needed
zinc.

COUGH : RED PEPPER
A substance similar to that found in cough syrup is found in hot red
pepper.

BREAST CANCER : WHEAT BRAN, CABBAGE :
Wheat bran and cabbage help maintain estrogen at healthy levels.

LUNG CANCER : ORANGE, GREEN VEGETABLES :
A good antidote is beta-carotene, a form of Vitamin A found in orange & green vegetables.

ULCERS : CABBAGE
Cabbage contains chemical that help heal both type of ulcers.

DIARREA: APPLES
Crate an apple with its skin. Let it turn brown and eat it to this condition.

CLOGGED ARTERIES: AVOCADOS
Mono-unsaturated fat in avocados lower cholesterol.

HIGH BLOOD PRESSURE :
OLIVE OIL, CELERY : Olive oil has been shown to lower blood pressure.
Celery contains a chemical that lowers blood pressure too.

BLOOD SUGAR IMBALANCE :
BROCOLLI, PEANUTS : The chromium in broccoli and peanuts helps
regulate insulin and blood sugar.
posted by ziggyzag at 8:49 PM 0 comments

Sunday, August 27, 2006

BRAIN DAMAGING HABITS

1. No Breakfast
People who do not take breakfast are going to have a lower blood sugar level.This leads to an insufficient supply of nutrients to the brain causing brain degeneration.

2. Overeating
It causes hardening of the brain arteries, leading to a decrease in mental power.

3. Smoking
It causes multiple brain shrinkage and may lead to Alzheimer disease.

4. High Sugar consumption
Too much sugar will interrupt the absorption of proteins and nutrients causing malnutrition and may interfere with brain development.

5. Air Pollution
The brain is the largest oxygen consumer in our body. Inhaling polluted air decreases the supply of oxygen to the brain, bringing about a decrease in brain efficiency.

6. Sleep Deprivation
Sleep allows our brain to rest. Long term deprivation from sleep will accelerate the death of brain cells.

7. Head covered while sleeping
Sleeping with the head covered, increases the concentration of carbon dioxide and decrease concentration of oxygen that may lead to brain damaging effects.

8. Working your brain during illness
Working hard or studying with sickness may lead to a decrease in effectiveness of the brain as well as damage the brain.

9. Lacking in stimulating thoughts
Thinking is the best way to train our brain, lacking in brain stimulation thoughts may cause brain shrinkage.

10. Talking Rarely
Intellectual conversations will promote the efficiency of the brain

The main causes of liver damage are:

1. Sleeping too late and waking up too late are main cause.

2. Not urinating in the morning.

3. Too much eating.

4. Skipping breakfast.

5. Consuming too much medication.

6. Consuming too much preservatives, additives, food coloring, and artificial sweetener.

7. Consuming unhealthy cooking oil. As much as possible reduce cooking oil use when frying, which includes even the best cooking oils like olive oil. Do not consume fried foods when you are tired, except if the body is very fit.

8. Consuming raw (overly done) foods also add to the burden of liver.Veggies should be eaten raw or cooked 3-5 parts. Fried veggies should be finished in one sitting, do not store.

We should prevent this without necessarily spending more. We just have to adopt a good daily lifestyle and eating habits. Maintaining good eating habits and time condition are very important for our bodies to absorb and get rid of unnecessary chemicals according to "schedule."Because:

Evening at 9 - 11pm: is the time for eliminating unnecessary/toxic chemicals (detoxification) from the antibody system (lymph nodes). This time duration should be spent by relaxing or listening to music. If during this time a housewife is still in an unrelaxed state such as washing the dishes or monitoring children doing their homework, this will have a negative impact on health.

Evening at 11pm - 1am: is the detoxification process in the liver, and ideally should be done in a deep sleep state.Early morning 1 - 3am: detoxification process in the gall, also ideally done in a deep sleep state.

Early morning 3 - 5am: detoxification in the lungs. Therefore there will sometimes be a severe cough for cough sufferers during this time. Since the detoxification process had reached the respiratory tract, there is no need to take cough medicine so as not to interfere with toxin removal process.

Morning 5 - 7am: detoxification in the colon, you should empty your bowel.

Morning 7 - 9am: absorption of nutrients in the small intestine, you should be having breakfast at this time. Breakfast should be earlier, before 6:30am, for those who are sick. Breakfast before 7:30am is very beneficial to those wanting to stay fit. Those who always skip breakfast, they should change their habits, and it is still better to eat breakfast late until 9 - 10am rather than no meal at all.Sleeping so late and waking up too late will disrupt the process of removing unnecessary chemicals.

Aside from that, midnight to 4:00 am is the time when the bone marrow produces blood. Therefore, have a good sleep and don't sleep late.
posted by ziggyzag at 9:41 PM 0 comments

finding peace at church

I don't know which is the real church, which is the real denomination and which is the most sought-after one, but my SOLE reason to going church would be to find peace and listen to the gospel (am i right?).

I visited one today and I was truly shocked. I truly am. How it shocked me, I better keep it to myself. I must say, I am not comfortable and I don't think I would go back again.

I just solace and peace, where it can feed my soul and spirit. I miss my old church. To feed your curiosity, I am not a Christian yet. I am still learning....still learning....
posted by ziggyzag at 9:32 PM 0 comments

Monday, August 14, 2006

birthday gifts




There are more at http://frednfelia.multiply.com/photos/album/23
posted by ziggyzag at 7:35 PM 0 comments

Staying True To Yourself

This was forwarded to me by Cc and I find it very meaningful. Thus, I would like to share with you........

For some of us, being true and staying true to oneself can be a struggle. Maybe we were brought up to deny our authentic selves in favour of some popular ideal. Perhaps we were taught to respect other people's wishes more than our own. Maybe we're surrounded by friends and family who seem to have an opinion on everything we do, and it's driving us crazy.

Growing into our true selves can take a lot of time and practice, especially if we've been suppressing it for most of our youth. Not to mention courage, since for some of us, our authentic selves may not be the accepted norm in our society. So how can you honour your own voice amidst the din of bigots and naysayers?

Well, first and most critically, value your self and your choices. This mind and body is yours and yours only. People may say or do things "for your own good", but ultimately, you're the one who's going to suffer the consequences or enjoy the happiness. Not them. So respect your own wishes. Don't waste time pondering right or wrong. There's only what feels right to you "at the time". When you honour your own choices, others will too.

Next, understand that opinions are more about the person giving them than they are about you. The remarks are being filtered through that particular individual's history, experience, conditioning, childhood, education, whatever. It's definitely biased, no matter how they try to appear impartial. Also, when people discourage or disapprove, they're probably coming from a place of insecurity, fear, doubt or envy. Something about you scares them, so they feel a need to strike it down. So remember, when someone gives you destructive criticism, ignore them. It's about them, not you.

People can also go too far sometimes, so remember to set boundaries for the particularly obnoxious ones. Decide which aspects of your life are off-limits and get them to respect those boundaries.

Remember, no one can stand up for yourself except yourself. Loved ones can defend you occasionally but they can't be around all the time. Be sure that when you need help the most, you are there for yourself. Trust yourself and stand up for what you believe in.
Other people can teach you many life lessons, and certainly you should listen if they have something valuable to say, but learn to tune out the naysayers who themselves are fearful for their own selfish reasons.
posted by ziggyzag at 2:51 PM 0 comments

Saturday, August 12, 2006

Torn between two

They say marriage is not the end of a courtship, it's a continuation to a more fluorishing life with the other half. I say, marriage is the next step to a harder and more challenging for both parties.

Jennie is getting married this 20th October. She has signed the certificate, the marriage certificate. She has worn the proposal ring, the wedding band. She is decorating her new room, buying the new furnitures, but she is not happy. She is comtemplating, she is suffering, she feels annoyed and she is pressurised. What could have caused this? What could have ignited this flame in her head? What caused her sleepless nights? No one could find her the truth but herself.

As her closest friend, I poured the best advice, I showered her the best solution, I spoke like the eyes of God who seem to know everything ahead, but I don't. Pardon me, but I don't. I told her to call off the wedding till she finds her souls back. I advised her to put the wedding to a later date and explained to both her parents that her thyroid has got worsen and thus could not go through the wedding as planned in two months time. I'm out of my wits. It seems like an easy task for me, but I know in reality it may not be the case.

She stopped sobbing, stopped tearing. No more hush hush for her. She doesn't seem to need these anymore, or is it because the well in her eyes dried? She loves this man, but he couldn't give her what she always wanted, which are concern and security. She doesn't feel secured nor being taken care of when she is with him. It's more of the other way round, she is the one taking care and concerning him all the time. The debts he accumulated from his games, were paid off easily by his loaded parents. He doesn't seem to repent as he couldn't kick off this bad habit in him. Another debt is accumulated in the midst of their wedding preparation.

I'm biased. I couldn't speak a good thing about him now. I have always wanted her to meet a better half, a better person who could treasure her more, who could shower her with love and care, who could simmer more passion and concern for her. It's tormenting each time I listen to her sobs. It's excruciatingly painful to hold my anger when I witness how ignorant he could behave even after times of pleading from her for a slower car ride. He, a typical and ignorant tail-gater, a fast-driver, a rule or law-breaker, a spoilt brat, an immature lover, boyfriend and husband, a blunt personality, and could I even use ignorant to describe him. You may think ignorance is a bliss, but I say ignorance in him is a disaster for Jennie.
posted by ziggyzag at 2:20 PM 0 comments

Friday, August 11, 2006

8th August, my 25th birthday

It started off with a busy day, errr nope...a busy night i must rephrase. I slept at 11:45pm on the 7th, but woke up at 12.02am because of the first birthday message that was sent to me by yik loong, my hero of PI0504X. Then came natasha, sammie, my friends and so on. Didn't sleep well but it was all right.

I reached school at 7am and thanks to sammie, i got to send all signage stands to the designated area. Then started my duty for crowd control with chew jen and may leng...of course natasha chipped in to help...so sweet of her right?

I met students all the way and yes, many wished me for my birthday. I felt so so so "hang fook"......i even got a "sincere" birthday gift from eric Y, wintermelon packet drink .....

i had 3 surprises in my birthday..in fact, these wishes were in my heart all along but didn't expect them to come true....first, a bouquet of flower, but it was not from my loved one, it was from my section head....second, a night stay at a suite (from cal, natasha, hazel and ananthi) and the third.......a romantic proposal...yes...super romantic....of course, it was not the first, it was the 3rd....the 3rd and the BEST....im not very demanding in case you think i am....i accepted his proposal twice and he did it once again because he felt the previous weren't too appropriate....and yes, i love it so much...of course, i love him too....

my 25th birthday....unforgettable....memorable....funny....and romantic.......nice.......
posted by ziggyzag at 9:35 PM 0 comments

Tuesday, August 01, 2006

vicious act??

i can't believe it. the matter has escalated to parent-teacher level. Her parent actually called and accused "Amy. She said Amy called them bastards in class. Oh come on! How would any sober soul call a student a bastard in front of other students? This definitely doesn't work well in any case. Slandering is a big mistake, especially when this concerns the teachers's reputation.

So, i suppose now this student is gathering her info by secretly recording events in class and post it up in youtube.com? Or making it more elaborate by sending this to MOE to file a complaint? I don't get it. Why are there people who would resort to this trick just to get a teacher, who was trying to teach, nurture them? What would they get? They feel powerful? They feel they are in charge of all matters? They feel they have most power to do everything they like? And authority actually believe more on the students than their own staff, who have kept good, strong portfolio in the education arena. I don't understand. I really don;t.
posted by ziggyzag at 1:42 PM 0 comments

super foul environment

i'm drained. i dragged my feet to work. i don't see a reason why i should be at where i should be now. i have good belongings, i have more bad deterrents. i don't know how to weigh things now. i have many things that i wanted to do, so much so that i would have to say that i'm lost, confused and careless.

work satisfaction still remain the basic and most important aspect in me to survive best in this place. i really don't know what to do. i don't want to come to work anymore. i seriously want to have a change in my workplace. i secretly wish that i would get this particular job at this particular place. i have applied but i see no clear path ahead to hint a single chance that i might get.

do we really have wishmaster? i have chosen not to be realistic, i have chosen to seclude again. how to tear apart my own seclusion? can you?
posted by ziggyzag at 8:57 AM 0 comments