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Go down to the local video store. Borrow a video here, borrow a video there. First it's just an hour overdue, then two, then a day, until you're consistantly averaging a week late with your returns. It's a vicious cycle, believe me.
I know what you're thinking, how on earth can she be in trouble with a video rental store? Didn't they all close down years ago thanks to iTunes and Netflix? Well, maybe over in the US they did, but in Australia they've managed to hold on a tad longer, surviving on traditionalists and people with limited internet download plans.
But those days are over. They're all closing down in droves ... and taking the opportunity to sell their debts to debt collection agencies.
Seriously, it's been years since I last rented a DVD from a video store, but that didn't stop them from selling the overdue fines I apparently owe them to a collector, or stop the collector from sending me a very official looking and wordy letter all about what they're going to do if I don't pony up the dough.
But the joke's on you, Mr Debt Collector! I deal with guys like you all the time in my job, so I know all about the tricks of the trade. I know exactly how much you would have to go through to try and get the dosh out of me, with a very real chance of you not getting anything in the end. I know exactly how far a collector will go, and when they'll decide it's not worth it ... and I definitely fall under the category of not worth it.
You're just lucky I'm willing to be the bigger person.
The cheque is in the mail, dude.
But those days are over. They're all closing down in droves ... and taking the opportunity to sell their debts to debt collection agencies.
Seriously, it's been years since I last rented a DVD from a video store, but that didn't stop them from selling the overdue fines I apparently owe them to a collector, or stop the collector from sending me a very official looking and wordy letter all about what they're going to do if I don't pony up the dough.
But the joke's on you, Mr Debt Collector! I deal with guys like you all the time in my job, so I know all about the tricks of the trade. I know exactly how much you would have to go through to try and get the dosh out of me, with a very real chance of you not getting anything in the end. I know exactly how far a collector will go, and when they'll decide it's not worth it ... and I definitely fall under the category of not worth it.
You're just lucky I'm willing to be the bigger person.
The cheque is in the mail, dude.