Alright, it is a couple of days after the deadline to sign up for MNSure/Obamacare. I have heard some positive numbers from the news (which if you know me, I take as scripture **dripping with sarcasm**) I have one thing to say, and I don't think I am alone on this, I may be the only one saying it though.
I am happy that people have access to healtcare, much of it free or 'affordable'. I have also heard horror stories about how much MORE it is costing hard working families to 'have to have' this coverage- that is a side discussion
Here is where *I* have a problem with the whole thing, and it is truly from a selfish stand point. I have had insurance since I started teaching back in 199....something and we continued to have coverage when we moved here under the school that James works at. So you may think we are the lucky ones. However, if you look deeper into it, here is where I get sick down in my gut. If you knew how much it costs us each month to carry a $5000 deductible / person in our family- yes,we have to pay $5000 per person before anything is covered or paid per year. We are paying more for that piss poor coverage than some of you make a year. You can say that is because we have 6 people in our family, but it doesn't matter if you have 2 people or 20 on the school's plan, it is the same rate. 1+=family plan.
Now there are many who are paying $0 or a very small fee to have wonderful coverage where most services cost $3 a visit and eye and dental are covered as well. (which is not even an option for us through an employer plan) I don't think I am 'jealous' or 'upset' about those that are finally receiving healthcare. Rather, I am upset about a nation of people who are working just as hard and who do qualify for an employer plan that are being overlooked and because of this they are being screwed out of thousands of dollars a month for piss poor, shitty coverage that lands them in collections with the hospital because they can't afford to pay the $550-$1000 a month minimum to pay a month 10% of their bill.
I would have been better off to carry no coverage and allowed the hospital to cut my bill and then the state to pick up a good portion of it, vs presenting my card and running it through my plan. Sigh....FRUSTRATED is the word.
