If your credit card application is denied, it's a good idea to take a break from card applications for at least a few months so your credit can improve. During that time, you can investigate why you ...

Learn how credit cards work, what interest rates they charge, and how to use your cards in smart and effective ways. How Do I Apply for a Credit Card? You can complete a credit card application in ...

Many Americans have debt, whether they're paying for a house, a college ... can't afford to pay off their credit card balance in full, McClary advises working toward a goal of putting 10% of your ...