The definition of bad credit can vary from one lender to another. Each lender or credit card issuer sets its own guidelines that determine what credit scores are high enough to qualify for ...

Learn more about it. Having a bad credit score isn’t the end of the world. Poor credit can make getting approval for a loan or credit card hard, but rebuilding your credit is possible.

A good credit score gives you access to premium credit cards, better loan products and more favorable interest rates. But if you have a bad credit score — somewhere in the FICO range of 300 ...

For individuals, it's often reflected in a low credit score. Businesses can also have bad credit. Having bad credit makes it difficult to borrow money, especially at competitive interest rates.

People with good credit scores have an increased chance of being approved for loans and increased credit lines, whereas those with bad scores are less likely to be trusted by lenders. Here is a ...