If your application is rejected, the credit card issuer must tell you why. This "adverse action notice” will come to you in the mail. It’s often sent separately from the rejection letter.

Explain that while you do not wish to place a hold on his credit, at this time you have no other recourse. Be polite and let him know that the situation simply could not continue. End the letter ...

Rejection rates for credit cards, mortgages and auto loans ... Typically, this comes in the form of a letter.

It sounds impossible, but some credit card ... a full read on why a letter might work, and other things to consider writing about. If you've turned around your own card rejection, share your ...